Are you getting the best rate from your broker?
Compare your broker's rates now to find out if you can save money

Choose your broker below
Thank you for selecting your broker
We are redirecting you to the Broker Center now
Welcome to MutualFunds.com. Please help us personalize your experience.

Select the one that best describes you
Thank you for your submission, we hope you enjoy your experience
Mutualfunds logo

RIRCX American Funds Capital Income Bldr R3

  • Fund
  • RIRCX
  • Price as of: Dec 08, 2016
  • $57.67
  • - $0.18
  • - 0.31%
  • Category
  • Global Allocation

RIRCX - Profile

Vitals

  • YTD Return 3.3%
  • 3 Yr Annualized Return 2.8%
  • 5 Yr Annualized Return 6.7%
  • Net Assets $97.8 B
  • Holdings in Top 10 21.4%

52 WEEK LOW AND HIGH

$57.67
$52.37
$60.27

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.94%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 63.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

STANDARD (TAXABLE)

$250

IRA

$25

Investment Themes

CATEGORY

Global Allocation
  • Fund Type Open End Mutual Fund
  • Investment Style World Allocation

Distributions

  • YTD Total Return 5.8%
  • 3 Yr Annualized Total Return 2.8%
  • 5 Yr Annualized Total Return 6.7%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.95%
DIVIDENDS
  • Dividend Yield 1.8%
  • Dividend Distribution Frequency Quarterly

Fund Details

  • Legal Name American Funds Capital Income Builder®
  • Fund Family Name American Funds
  • Inception Date Jun 04, 2002
  • Shares Outstanding N/A
  • Share Class Retirement
  • Currency USD
  • Domiciled Country United States
  • Manager Joyce E. Gordon

RIRCX - Performance

Return Ranking - Trailing

Period RIRCX Return Category Return Low Category Return High Rank in Category (%) Quintile
YTD 3.3% -25.7% 232.3% 58.06% 4
1 Yr 2.7% -35.4% 26.6% 39.27% 2
3 Yr 2.8% * -7.6% 9.0% 14.10% 1
5 Yr 6.7% * -4.1% 9.8% 22.15% 2
10 Yr 3.7% * -0.7% 6.6% 50.26% 3

* Annualized


Return Ranking - Calendar

Period RIRCX Return Category Return Low Category Return High Rank in Category (%) Quintile
2015 -6.3% -30.7% 0.7% 40.68% 3
2014 1.8% -25.2% 10.0% 11.36% 1
2013 11.0% -12.0% 23.8% 23.73% 2
2012 7.2% 0.0% 18.2% 62.26% 4
2011 -1.4% -13.0% 4.6% 14.80% 2

Total Return Ranking - Trailing

Period RIRCX Return Category Return Low Category Return High Rank in Category (%) Quintile
YTD 5.8% -25.7% 232.5% 34.62% 2
1 Yr 2.7% -35.4% 40.9% 30.90% 2
3 Yr 2.8% * -8.3% 12.6% 11.03% 1
5 Yr 6.7% * -4.3% 9.8% 18.04% 1
10 Yr 3.7% * -0.7% 6.6% 46.67% 3

* Annualized


Total Return Ranking - Calendar

Period RIRCX Return Category Return Low Category Return High Rank in Category (%) Quintile
2015 -3.4% -30.2% 7.0% 47.05% 3
2014 6.8% -13.1% 18.1% 7.65% 1
2013 16.7% -9.8% 49.2% 38.98% 2
2012 14.0% 0.0% 30.6% 50.32% 3
2011 3.1% -17.9% 9.4% 10.80% 1

NAV & Total Return History

RIRCX - Holdings

Filings data as of: Sep 30, 2016

Concentration Analysis

RIRCX Category Low Category High RIRCX % Rank Quintile
Net Assets 97.8 B 774 K 99.4 B 0.42% 1
Number of Holdings 1511 2 3845 1.69% 1
Net Assets in Top 10 21.4 B -239 M 21.4 B 0.21% 1
Weighting of Top 10 21.4% 0.0% 598.1% 21.56% 4

Top 10 Holdings

  1. Altria Group Inc 2.13%
  2. Verizon Communications Inc 2.93%
  3. Philip Morris International Inc 3.77%
  4. AbbVie Inc 2.16%
  5. Amgen Inc 1.83%
  6. SSE PLC 1.59%
  7. AT&T Inc 1.61%
  8. GlaxoSmithKline PLC 1.81%
  9. Coca-Cola Co 1.68%
  10. National Grid PLC 1.90%

Asset Allocation

Weighting Category Low Category High RIRCX % Rank Quintile
Stocks
79.05% -8.46% 99.38% 2.54% 1
Bonds
17.86% -109.86% 522.50% 22.62% 5
Other
2.00% -1.39% 43.40% 14.59% 4
Cash
0.83% -494.35% 134.11% 23.04% 5
Preferred Stocks
0.25% 0.00% 18.02% 8.03% 2
Convertible Bonds
0.00% 0.00% 35.17% 6.34% 3

Stock Sector Breakdown

Weighting Category Low Category High RIRCX % Rank Quintile
Consumer Defense
14.43% -1.18% 17.20% 0.67% 1
Communication Services
10.43% -0.71% 19.88% 0.67% 1
Utilities
9.98% 0.00% 23.13% 0.44% 1
Healthcare
9.57% -2.40% 12.74% 1.55% 1
Financial Services
7.21% -1.55% 21.00% 15.08% 3
Energy
7.08% -0.11% 26.39% 3.33% 1
Industrials
6.82% 0.00% 14.28% 6.43% 2
Technology
4.85% -1.42% 22.15% 16.19% 3
Consumer Cyclical
4.07% 0.00% 12.26% 16.41% 3
Real Estate
2.89% -0.70% 30.58% 10.86% 2
Basic Materials
1.71% -0.11% 19.84% 16.85% 4

Stock Geographic Breakdown

Weighting Category Low Category High RIRCX % Rank Quintile
US
42.11% -55.91% 95.65% 2.96% 1
Non US
36.94% 0.00% 93.46% 6.34% 1

Bond Sector Breakdown

Weighting Category Low Category High RIRCX % Rank Quintile
Government
7.88% -113.05% 521.24% 19.87% 4
Corporate
6.54% 0.00% 56.15% 17.55% 4
Securitized
3.58% 0.00% 28.69% 8.67% 2
Cash & Equivalents
0.83% -494.33% 122.93% 23.26% 5
Municipal
0.12% 0.00% 9.55% 5.92% 1
Derivative
0.00% -11.26% 11.18% 4.23% 2

Bond Geographic Breakdown

Weighting Category Low Category High RIRCX % Rank Quintile
US
16.27% -112.86% 168.69% 15.64% 3
Non US
1.59% 0.00% 353.81% 23.04% 5

RIRCX - Expenses

Operational Fees

RIRCX Fees (% of AUM) Category Low Category High Rank in Category (%) Quintile
Expense Ratio 0.94% 0.01% 19.72% 35.38% 2
Management Fee 0.23% 0.00% 1.70% 9.36% 1
12b-1 Fee 0.50% 0.00% 1.00% 2.45% 3
Administrative Fee 0.05% 0.00% 0.55% 7.19% 2

Sales Fees

RIRCX Fees (% of AUM) Category Low Category High RIRCX Rank Quintile
Front Load N/A 0.15% 5.75% N/A N/A
Deferred Load N/A 0.50% 5.50% N/A N/A

Trading Fees

RIRCX Fees (% of AUM) Category Low Category High RIRCX Rank Quintile
Max Redemption Fee N/A 0.11% 2.00% N/A N/A

Turnover Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

RIRCX Fees (% of AUM) Category Low Category High RIRCX Rank Quintile
Turnover 63.00% 0.00% 1837.00% 9.70% 3

RIRCX - Distributions

Dividend Yield Analysis

RIRCX Category Low Category High RIRCX % Rank Quintile
Dividend Yield 1.8% 0.00% 2.17% 2.59% 1

Dividend Distribution Analysis

RIRCX Category Low Category High Category Mode
Dividend Distribution Frequency Quarterly Annually Monthly Annually

Dividend Payout History


Net Income Ratio Analysis

RIRCX Category Low Category High RIRCX % Rank Quintile
Net Income Ratio 2.95% -2.46% 9.28% 11.65% 1

Capital Gain Distribution Analysis

RIRCX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Daily Annually

RIRCX - Managers

Joyce E. Gordon

Manager

Start Date

Jan 01, 2000

Tenure

16.93

Tenure Rank

0.3%

Gordon is a senior vice president and director with Capital Research Global Investors. She has been an investment professional since 1980, all with Capital Research and Management Company or an affiliate.


David M. Riley

Manager

Start Date

Jan 01, 2004

Tenure

12.92

Tenure Rank

0.6%

Riley is a senior vice president with Capital Research Company. He has been an investment professional for 15 years, all with Capital Research and Management Company or affiliate.


James B. Lovelace

Manager

Start Date

Jan 01, 1992

Tenure

24.93

Tenure Rank

0.1%

James B. Lovelace is an equity portfolio manager at Capital Group. He has 34 years of investment experience, all with Capital. As an equity investment analyst at Capital, Jim covered beverages & tobacco, restaurants & lodging, household products and personal care companies. He holds a bachelor’s degree with honors in philosophy from Swarthmore College. He also holds the Chartered Financial Analyst® designation and is a member of the Los Angeles Society of Financial Analysts. Jim is based in Los Angeles.


Timothy D. Armour

Manager

Start Date

Jan 01, 2006

Tenure

10.92

Tenure Rank

1.0%

Armour is an equity portfolio manager and a Senior Vice President with Capital Research and Management Company.


Bradley J. Vogt

Manager

Start Date

Jan 01, 2009

Tenure

7.92

Tenure Rank

2.3%

Bradley J. Vogt is an equity portfolio manager at Capital Group. He is chairman of Capital Research Company and serves on the Capital Group Companies Management Committee. Brad has 28 years of investment experience, all with Capital Group. As an equity investment analyst, he covered environmental services, U.S. telecommunications and cable & satellite TV companies. He holds a bachelor’s degree in international politics and economics from Wesleyan University. Brad is based in Washington, D.C.


L. Alfonso Barroso

Manager

Start Date

Jan 01, 2010

Tenure

6.92

Tenure Rank

2.8%

Investment professional since 1994, all with Capital Research and Management Company or affiliate


Winnie Kwan

Manager

Start Date

Jan 01, 2007

Tenure

9.92

Tenure Rank

1.2%

Winnie Kwan is a portfolio manager of Capital Research and Management Company.


Darcy B. Kopcho

Manager

Start Date

Jan 01, 2006

Tenure

10.92

Tenure Rank

1.0%

Darcy Kopcho is an equity portfolio manager at Capital Group. She also serves on the Capital Group Companies Management Committee. Darcy has 33 years of investment experience and has been with Capital Group for 24 years. Earlier in her career at Capital, as an equity investment analyst, Darcy covered contract drilling, oil services, energy equipment and global auto industries. Before joining Capital, she was manager of market research for Baker International. She holds a master’s degree in business administration from the University of California, Irvine, and a bachelor’s degree in religious studies from the University of California, Santa Barbara. Darcy is based in Los Angeles.


David A. Hoag

Manager

Start Date

Jan 01, 2004

Tenure

12.92

Tenure Rank

0.6%

Hoag is vice president and director of Capital Research and Management Company. He joined the company in 1991 and has a total of 18 years of professional experience.


Philip Winston

Manager

Start Date

Jan 01, 2014

Tenure

2.92

Tenure Rank

7.3%

Philip Winston is an equity portfolio manager at Capital Group. He has 28 years of investment experience and has been with Capital Group for 16 years. Earlier in his career, in addition to being a portfolio manager, Philip was an equity investment analyst at Capital covering U.K. property and paper & packaging companies, as well as European property and media companies. Before joining Capital, he was a director and U.K. equity fund manager at BZW Investment Management in London. Prior to that, he worked at Orion Royal Bank in London and New York.


Grant L. Cambridge

Manager

Start Date

Jan 01, 2013

Tenure

3.92

Tenure Rank

5.6%

Investment professional for 19 years in total; 14 years with Capital Research and Management Company or affiliate


David S. Lee

Manager

Start Date

Jan 01, 2011

Tenure

5.92

Tenure Rank

3.4%

David S. Lee is a fixed-income portfolio manager at Capital Group. Earlier in his career, as a fixed-income investment analyst at Capital, he covered brokerage, media, paper and hotel companies. Before joining Capital, he was at Pacific Investment Management Company. He holds an MBA from the University of Chicago Booth School of Business and both a master’s degree and bachelor’s degree in engineering from Stanford University.


Fergus N. MacDonald

Manager

Start Date

Jan 01, 2015

Tenure

1.92

Tenure Rank

8.7%

Investment professional since 1992; more than 11 years with Capital Research and Management Company or affiliate. Vice President – Fixed Income, Capital Research Company.


Tenure Analysis

Category Low

0.0

Category High

27.8

Category Average

5.17

Category Mode

1.9