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Trending ETFs

Name

Price

Aum/Mkt Cap

YIELD

Exp Ratio

Watchlist

$12.26

$3.06 B

2.34%

$0.29

0.68%

Vitals

YTD Return

3.4%

1 yr return

-9.4%

3 Yr Avg Return

-3.9%

5 Yr Avg Return

-2.9%

Net Assets

$3.06 B

Holdings in Top 10

81.7%

52 WEEK LOW AND HIGH

$12.3
$11.58
$13.71

Expenses

OPERATING FEES

Expense Ratio 0.68%

SALES FEES

Front Load 3.50%

Deferred Load N/A

TRADING FEES

Turnover 44.00%

Redemption Fee N/A


Min Investment

Standard (Taxable)

$250

IRA

$25


Fund Classification

Fund Type

Open End Mutual Fund


Name

Price

Aum/Mkt Cap

YIELD

Exp Ratio

Watchlist

$12.26

$3.06 B

2.34%

$0.29

0.68%

CTHAX - Profile

Distributions

  • YTD Total Return 3.4%
  • 3 Yr Annualized Total Return -3.9%
  • 5 Yr Annualized Total Return -1.6%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.40%
DIVIDENDS
  • Dividend Yield 2.3%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name
    American Funds College 2030 Fund
  • Fund Family Name
    American Funds
  • Inception Date
    Sep 14, 2012
  • Shares Outstanding
    N/A
  • Share Class
    A
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    Wesley Phoa

Fund Description

The fund will attempt to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies. For example, growth funds seek long-term growth primarily through investing in both U.S. stocks and stocks of issuers domiciled outside the U.S. Growth-and-income funds seek long-term growth and income primarily through investments in stocks. Equity-income and balanced funds generally strive for income and growth through stocks and/or fixed income investments, while fixed income funds seek current income through investments in bonds or in other fixed income instruments.

The fund is designed for investors who plan to start withdrawing funds to meet higher education expenses in, or close to, the fund’s target date – that is, the year designated in the fund’s name. However, investors may purchase shares of the fund throughout the life of the fund, including after the target date.

The fund’s investment adviser periodically reviews the investment strategies and asset mix of the underlying funds and may, from time to time, rebalance or modify the asset mix of the funds and change the underlying fund investments. The investment adviser may also determine not to change the underlying fund allocations, particularly in response to short-term market movements, if in its opinion the combination of underlying funds is appropriate to meet the fund’s investment objective.

The following glide path chart illustrates the investment approach of the fund by showing how its investment in the various fund categories will change over time. The glide path represents the shifting of asset classes over time and shows how the fund’s asset mix becomes relatively more conservative as time elapses. The fund’s asset allocation strategy promotes asset accumulation prior to college enrollment through equity exposure. As it approaches the target date, the fund will seek dividend income to help dampen risk while maintaining equity exposure, and will invest in fixed income securities to help provide current income, capital preservation and inflation protection. Upon reaching its target date, the fund will be principally invested in fixed income funds and may merge into the Enrollment Fund, which will also be principally invested in fixed income funds. The allocations shown reflect the target allocations as of January 1, 2022.

Investment approach

The investment adviser anticipates that the fund will invest its assets within a range that deviates no more than 10% above or below the investment approach set forth above. For example, a 20% target allocation to growth funds is not expected to be greater than 30% or less than 10%. The investment adviser will monitor the fund on an ongoing basis and may make modifications to either the investment approach or the underlying fund allocations that the investment adviser believes could benefit shareholders.

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CTHAX - Performance

Return Ranking - Trailing

Period CTHAX Return Category Return Low Category Return High Rank in Category (%)
YTD 3.4% -24.7% 108.5% 85.16%
1 Yr -9.4% -26.8% 111.5% 42.69%
3 Yr -3.9%* -9.3% 26.0% 74.02%
5 Yr -2.9%* -10.1% 23.2% 69.30%
10 Yr 1.6%* -5.0% 8.5% 36.34%

* Annualized

Return Ranking - Calendar

Period CTHAX Return Category Return Low Category Return High Rank in Category (%)
2022 -15.1% -39.0% 92.4% 25.33%
2021 -1.5% -6.1% 39.6% 91.52%
2020 1.6% -21.9% 14.5% 73.91%
2019 2.8% -15.9% 6.3% 70.67%
2018 -2.0% -12.6% 61.5% 32.28%

Total Return Ranking - Trailing

Period CTHAX Return Category Return Low Category Return High Rank in Category (%)
YTD 3.4% -24.7% 108.5% 85.29%
1 Yr -9.4% -26.8% 111.5% 44.03%
3 Yr -3.9%* -9.3% 26.0% 74.86%
5 Yr -1.6%* -10.1% 23.2% 65.18%
10 Yr 3.9%* -5.0% 11.1% 36.19%

* Annualized

Total Return Ranking - Calendar

Period CTHAX Return Category Return Low Category Return High Rank in Category (%)
2022 -15.1% -39.0% 92.4% 25.33%
2021 -1.5% -6.1% 39.6% 91.52%
2020 1.6% -21.9% 14.5% 73.91%
2019 2.8% -11.5% 6.3% 71.11%
2018 -0.7% -12.6% 61.5% 10.41%

NAV & Total Return History


CTHAX - Holdings

Concentration Analysis

CTHAX Category Low Category High CTHAX % Rank
Net Assets 3.06 B 658 K 207 B 22.66%
Number of Holdings 19 2 15351 79.19%
Net Assets in Top 10 2.55 B -6.38 M 48.5 B 14.85%
Weighting of Top 10 81.66% 8.4% 100.0% 24.27%

Top 10 Holdings

  1. American Funds Bond Fund of Amer R6 24.79%
  2. American Funds American Mutual R6 7.71%
  3. American Funds American Balanced R6 7.04%
  4. American Funds Strategic Bond R-6 7.01%
  5. American Funds Mortgage R6 6.96%
  6. American Funds Interm Bd Fd of Amer R6 6.34%
  7. American Funds Income Fund of Amer R6 5.68%
  8. American Funds Capital World Gr&Inc R6 5.45%
  9. American Funds US Government Sec R6 5.43%
  10. American Funds Washington Mutual R6 5.25%

Asset Allocation

Weighting Return Low Return High CTHAX % Rank
Bonds
49.36% -82.31% 116.75% 4.06%
Stocks
42.20% 0.00% 99.40% 92.39%
Cash
7.05% -16.75% 158.07% 20.69%
Convertible Bonds
0.64% 0.00% 23.84% 39.21%
Other
0.50% -6.69% 48.03% 28.17%
Preferred Stocks
0.25% 0.00% 27.92% 31.35%

Stock Sector Breakdown

Weighting Return Low Return High CTHAX % Rank
Technology
18.42% 0.00% 48.68% 55.09%
Financial Services
15.54% 0.00% 60.22% 36.51%
Healthcare
14.00% 0.00% 39.78% 46.06%
Industrials
9.64% 0.00% 33.21% 58.14%
Consumer Defense
8.80% 0.00% 22.62% 17.18%
Communication Services
8.15% 0.00% 100.00% 32.82%
Consumer Cyclical
8.06% 0.00% 20.19% 70.61%
Utilities
4.71% 0.00% 99.55% 19.08%
Energy
4.65% 0.00% 85.65% 54.58%
Basic Materials
4.17% 0.00% 33.35% 51.78%
Real Estate
3.86% 0.00% 65.01% 39.06%

Stock Geographic Breakdown

Weighting Return Low Return High CTHAX % Rank
US
31.14% -1.65% 98.67% 90.74%
Non US
11.06% -0.44% 56.67% 50.38%

Bond Sector Breakdown

Weighting Return Low Return High CTHAX % Rank
Government
41.25% 0.00% 97.26% 18.91%
Corporate
21.28% 0.00% 98.21% 81.73%
Securitized
19.22% 0.00% 92.13% 42.39%
Cash & Equivalents
17.65% 0.14% 100.00% 24.24%
Municipal
0.60% 0.00% 87.00% 29.95%
Derivative
0.00% 0.00% 31.93% 78.30%

Bond Geographic Breakdown

Weighting Return Low Return High CTHAX % Rank
US
43.87% -82.31% 80.50% 3.55%
Non US
5.49% 0.00% 84.73% 28.81%

CTHAX - Expenses

Operational Fees

CTHAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.68% 0.06% 7.62% 76.50%
Management Fee 0.00% 0.00% 1.83% 9.94%
12b-1 Fee 0.24% 0.00% 1.00% 21.43%
Administrative Fee N/A 0.01% 0.83% 25.26%

Sales Fees

CTHAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load 3.50% 0.00% 5.75% 75.00%
Deferred Load N/A 1.00% 5.00% N/A

Trading Fees

CTHAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 0.00% 2.00% N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

CTHAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 44.00% 0.00% 343.00% 53.19%

CTHAX - Distributions

Dividend Yield Analysis

CTHAX Category Low Category High CTHAX % Rank
Dividend Yield 2.34% 0.00% 30.80% 89.28%

Dividend Distribution Analysis

CTHAX Category Low Category High Category Mod
Dividend Distribution Frequency Annually Annually Monthly Monthly

Net Income Ratio Analysis

CTHAX Category Low Category High CTHAX % Rank
Net Income Ratio 1.40% -2.34% 19.41% 37.38%

Capital Gain Distribution Analysis

CTHAX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Monthly Annually

Distributions History

View More +

CTHAX - Fund Manager Analysis

Managers

Wesley Phoa


Start Date

Tenure

Tenure Rank

Sep 14, 2012

9.72

9.7%

Wesley K. Phoa is a solutions portfolio manager at Capital Group. His focus is on fund-of-funds and multi-asset solutions. Wesley serves on the Target Date Solutions Committee, the Portfolio Solutions Committee and the Custom Solutions Committee. He has 28 years of investment experience and has been with Capital Group for 23 years. Earlier in his career at Capital, Wesley served as a fixed income portfolio manager with a focus on rates-driven and long duration strategies. His areas of research responsibility included interest rates, monetary policy and financial economics.

Bradley Vogt


Start Date

Tenure

Tenure Rank

Sep 14, 2012

9.72

9.7%

Bradley J. Vogt is an equity portfolio manager at Capital Group. He is the principal investment officer of the American Funds Target Date Retirement Series® and serves on the Target Date Solutions Committee. Brad has been involved in the oversight of our multi-asset solutions for more than a decade. Brad has 34 years of investment experience, all with Capital Group. Earlier in his career, as an equity investment analyst at Capital, he covered environmental services, U.S. telecommunications and cable & satellite TV companies.

Joanna Jonsson


Start Date

Tenure

Tenure Rank

Jan 01, 2015

7.42

7.4%

Joanna F. Jonsson is an equity portfolio manager at Capital Group. She is also president of Capital Research and Management Company and serves on the Capital Group Management Committee and the Target Date Solutions Committee. She has 33 years of investment experience and has been with Capital Group for 31 years. Earlier in her career, as an equity investment analyst at Capital, Jody covered insurance, U.S. household & personal care, restaurants & lodging and cruise lines companies.

Samir Mathur


Start Date

Tenure

Tenure Rank

Jan 01, 2020

2.41

2.4%

Samir Mathur is a solutions portfolio manager at Capital Group. His focus is on fund-of-funds and multi-asset solutions. He is chair of the Portfolio Solutions Committee and also serves on the Target Date Solutions Committee and the Custom Solutions Committee. He has 29 years of investment industry experience and has been with Capital Group for nine years. During his tenure at Capital, Samir has led the development of fund-of-funds solutions and several model portfolios, including tax-aware portfolio models, portfolio sleeves and model portfolios for our insurance series of funds. Prior to joi

David Hoag


Start Date

Tenure

Tenure Rank

Jan 01, 2020

2.41

2.4%

David A. Hoag is a fixed income portfolio manager at Capital Group. He also serves on the Fixed Income Management Committee and the Target Date Solutions Committee. He has 34 years of investment experience and has been with Capital Group for 30 years. Earlier in his career, as a fixed income investment analyst at Capital, he covered municipal bonds. He holds an MBA in finance from the University of Chicago Booth School of Business and a bachelor’s degree in economics and business from Wheaton College, Illinois. David is based in Los Angeles.

Michelle Black


Start Date

Tenure

Tenure Rank

Jan 01, 2020

2.41

2.4%

Michelle J. Black is a solutions portfolio manager at Capital Group. Her focus is on fund-of-funds and multi-asset solutions. Michelle serves on the Target Date Solutions Committee and the Portfolio Solutions Committee. She has 25 years of investment industry experience and has been with Capital Group for 18 years. During her tenure at Capital, Michelle led the development of asset allocation design for private high-net-worth clients. She has been deeply involved in glide path development for our target date series, and also worked as an asset allocation investment specialist out of our London office, where she helped construct multi-asset solutions for global institutions. Prior to joining Capital, Michelle was manager of the Los Angeles office and an investment planning analyst at Sanford C. Bernstein & Co. She holds a bachelor’s degree in business administration from the University of Southern California. She also holds the Certified Investment Management Analyst® and Certified Private Wealth Advisor® designations, is a member of the Investments & Wealth Institute and serves on the CIMA commission. Michelle is based in Los Angeles.

Shannon Ward


Start Date

Tenure

Tenure Rank

Jan 01, 2021

1.41

1.4%

Shannon Ward is a fixed income portfolio manager at Capital Group. She also serves on the Target Date Solutions Committee. She has 29 years of investment industry experience and has been with Capital Group for five years. Prior to joining Capital, Shannon worked as a portfolio manager at Oaktree Capital Management. She holds an MBA from the University of Southern California and a bachelor's degree in psychology from University of California, Santa Barbara. Shannon is based in Los Angeles.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.03 34.51 6.26 2.41