CTSFX: American Funds College 2027 529F1

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CTSFX American Funds College 2027 529F1


Profile

CTSFX - Profile

Vitals

  • YTD Return 0.9%
  • 3 Yr Annualized Return 2.7%
  • 5 Yr Annualized Return 1.1%
  • Net Assets $1.81 B
  • Holdings in Top 10 100.1%

52 WEEK LOW AND HIGH

$13.01
$12.04
$13.42

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.19%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 9.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $250
  • IRA $25

Fund Classification

  • Primary Caregory
  • Fund Type Open End Mutual Fund
  • Investment Style Allocation--30% to 50% Equity

Distributions

  • YTD Total Return 0.9%
  • 3 Yr Annualized Total Return 5.9%
  • 5 Yr Annualized Total Return 4.8%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.40%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name
    American Funds College 2027 Fund Class 529F1
  • Fund Family Name
    American Funds
  • Inception Date
    Sep 14, 2012
  • Shares Outstanding
    N/A
  • Share Class
    Other
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    James Lovelace

Fund Description

The fund will increasingly emphasize income and preservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The adviser will attempt to achieve the fund's investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth-and-income funds, equity-income funds, balanced funds and fixed income funds.


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Categories

Performance

CTSFX - Performance

Return Ranking - Trailing

Period CTSFX Return Category Return Low Category Return High Rank in Category (%)
YTD 0.9% -8.9% 6.6% 67.47%
1 Yr 7.7% -47.4% 27.3% 63.37%
3 Yr 2.7%* -36.7% 14.3% 47.56%
5 Yr 1.1%* -39.6% 12.6% 48.55%
10 Yr N/A* -38.8% 17.6% N/A

* Annualized

Return Ranking - Calendar

Period CTSFX Return Category Return Low Category Return High Rank in Category (%)
2019 9.0% -50.4% 46.8% 71.35%
2018 -6.8% -31.8% 19.0% 24.83%
2017 7.6% -44.7% 46.3% 37.40%
2016 1.9% -84.5% 146.1% 69.97%
2015 -5.1% -40.7% 14.6% 36.05%

Total Return Ranking - Trailing

Period CTSFX Return Category Return Low Category Return High Rank in Category (%)
YTD 0.9% -8.9% 6.6% 67.47%
1 Yr 7.7% -47.4% 27.3% 63.37%
3 Yr 5.9%* -36.7% 14.3% 34.53%
5 Yr 4.8%* -39.6% 12.6% 32.32%
10 Yr N/A* -38.8% 18.5% N/A

* Annualized

Total Return Ranking - Calendar

Period CTSFX Return Category Return Low Category Return High Rank in Category (%)
2019 9.0% -50.4% 46.8% 71.46%
2018 -2.0% -27.4% 19.0% 7.54%
2017 12.0% -44.7% 46.3% 30.06%
2016 6.5% -84.5% 146.1% 38.93%
2015 -0.7% -36.9% 14.6% 24.76%

NAV & Total Return History


Holdings

CTSFX - Holdings

Concentration Analysis

CTSFX Category Low Category High CTSFX % Rank
Net Assets 1.81 B 299 K 161 B 23.42%
Number of Holdings 10 2 13691 90.69%
Net Assets in Top 10 1.82 B -39.4 M 33.7 B 11.92%
Weighting of Top 10 100.05% 9.2% 210.3% 1.36%

Top 10 Holdings

  1. American Funds Bond Fund of Amer R6 24.24%
  2. American Funds American Mutual R6 16.68%
  3. American Funds Mortgage R6 16.24%
  4. American Funds Income Fund of Amer R6 11.01%
  5. American Funds Interm Bd Fd of Amer R6 9.73%
  6. American Funds Washington Mutual R6 6.80%
  7. American Funds Global Balanced R6 6.57%
  8. American Funds Intl Gr and Inc R6 4.58%
  9. American Funds US Government Sec R6 4.19%

Asset Allocation

Weighting Return Low Return High CTSFX % Rank
Bonds
53.55% -2.79% 79.17% 28.97%
Stocks
36.25% -41.01% 79.55% 61.92%
Cash
9.33% -110.26% 75.57% 25.31%
Convertible Bonds
0.48% -0.84% 71.85% 40.79%
Other
0.26% -41.44% 209.72% 30.44%
Preferred Stocks
0.12% 0.00% 44.10% 42.78%

Stock Sector Breakdown

Weighting Return Low Return High CTSFX % Rank
Financial Services
16.11% 0.00% 67.69% 52.48%
Healthcare
14.30% 0.00% 66.75% 32.40%
Technology
12.84% 0.00% 72.78% 67.71%
Industrials
11.31% 0.00% 99.44% 36.61%
Consumer Defense
10.00% 0.00% 24.28% 12.63%
Energy
8.66% 0.00% 100.00% 12.53%
Consumer Cyclical
6.64% 0.00% 34.40% 76.67%
Communication Services
6.12% 0.00% 32.16% 58.53%
Utilities
5.91% 0.00% 100.00% 18.68%
Basic Materials
4.30% 0.00% 100.00% 23.76%
Real Estate
3.83% 0.00% 100.00% 54.21%

Stock Geographic Breakdown

Weighting Return Low Return High CTSFX % Rank
US
25.34% -41.02% 75.95% 70.08%
Non US
10.91% -2.62% 29.45% 14.54%

Bond Sector Breakdown

Weighting Return Low Return High CTSFX % Rank
Government
37.66% 0.00% 97.23% 18.93%
Securitized
28.14% 0.00% 59.50% 24.48%
Cash & Equivalents
16.84% 0.00% 100.00% 31.90%
Corporate
16.82% 0.00% 100.00% 81.69%
Municipal
0.54% 0.00% 99.78% 26.15%
Derivative
0.00% 0.00% 64.96% 44.25%

Bond Geographic Breakdown

Weighting Return Low Return High CTSFX % Rank
US
49.20% -3.97% 84.24% 25.84%
Non US
4.35% -12.68% 26.09% 31.90%

Expenses

CTSFX - Expenses

Operational Fees

CTSFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.19% 0.00% 18.45% 94.59%
Management Fee 0.00% 0.00% 2.00% 2.41%
12b-1 Fee 0.00% 0.00% 1.00% 3.18%
Administrative Fee N/A 0.01% 0.83% 23.08%

Sales Fees

CTSFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 1.00% 5.75% N/A
Deferred Load N/A 1.00% 5.50% N/A

Trading Fees

CTSFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 1.00% 2.00% N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

CTSFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 9.00% 0.00% 1504.00% 9.00%

Distributions

CTSFX - Distributions

Dividend Yield Analysis

CTSFX Category Low Category High CTSFX % Rank
Dividend Yield 0.00% 0.00% 9.32% 63.70%

Dividend Distribution Analysis

CTSFX Category Low Category High Category Mod
Dividend Distribution Frequency Annually Annually Monthly Annually

Net Income Ratio Analysis

CTSFX Category Low Category High CTSFX % Rank
Net Income Ratio 2.40% -4.40% 6.65% 26.43%

Capital Gain Distribution Analysis

CTSFX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Annually Annually

Dividend Payout History

View More +

Fund Manager Analysis

CTSFX - Fund Manager Analysis

Managers

James Lovelace


Start Date

Tenure

Tenure Rank

Sep 14, 2012

7.3

7.3%

James B. Lovelace is an equity portfolio manager at Capital Group. He also serves on the Portfolio Oversight Committee. He has 37 years of investment experience, all with Capital Group. Earlier in his career, as an equity investment analyst at Capital, Jim covered beverages & tobacco, restaurants & lodging, household products and personal care companies. Jim began his career at Capital as a participant in The Associates Program, a two-year series of work assignments in various areas of the organization. He holds a bachelor’s degree with honors in philosophy from Swarthmore College. He also holds the Chartered Financial Analyst® designation and is a member of the Los Angeles Society of Financial Analysts. Jim is based in Los Angeles.

Bradley Vogt


Start Date

Tenure

Tenure Rank

Sep 14, 2012

7.3

7.3%

Bradley J. Vogt is an equity portfolio manager at Capital Group. He is chairman of Capital Research Company. and serves on the Capital Group Companies Management Committee. Brad began his career at Capital as a participant in The Associates Program, a two-year series of work assignments in various areas of the organization. He holds a bachelor’s degree in international politics and economics from Wesleyan University. Brad is based in Washington, D.C.

Wesley Phoa


Start Date

Tenure

Tenure Rank

Sep 14, 2012

7.3

7.3%

Wesley K. Phoa is a solutions portfolio manager at Capital Group. His focus is on fund-of-funds and multi-asset solutions. He has 25 years of investment experience and has been with Capital Group for 20 years. Earlier in his career at Capital, Wesley served as a fixed income portfolio manager with a focus on rates-driven and long duration strategies. His areas of research responsibility included interest rates, monetary policy and financial economics. He has also been involved in the development of several fund-of-funds strategies and custom solutions for institutional clients. Prior to joining Capital, he was director of research with Capital Management Sciences and a quantitative analyst with Deutsche Bank in Australia. He holds a PhD in pure mathematics from Trinity College at the University of Cambridge and a bachelor’s degree with honors from the Australian National University. He is an elected member of the Conference of Business Economists and the International Conference of Commercial Bank Economists. He sits on the editorial board of The Journal of Portfolio Management. Wesley is based in Los Angeles.

Jody Jonsson


Start Date

Tenure

Tenure Rank

Jan 01, 2015

5.0

5.0%

Joanna F. Jonsson is an equity portfolio manager at Capital Group. She has 30 years of investment experience and has been with Capital Group for 28 years. As an equity analyst at Capital, her coverage included insurance, U.S. household & personal care, restaurants & lodging and cruise lines companies. Jody holds an MBA from Stanford Graduate School of Business and a bachelor’s degree in economics from Princeton University graduating cum laude. She holds the Chartered Financial Analyst® designation and is a member of the CFA Institute. Jody is based in Los Angeles.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.04 36.02 6.96 7.62