GTIFX: Goldman Sachs Target Date 2025 Instl

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GTIFX Goldman Sachs Target Date 2025 Instl


Profile

GTIFX - Profile

Vitals

  • YTD Return -0.6%
  • 3 Yr Annualized Return 1.4%
  • 5 Yr Annualized Return N/A
  • Net Assets $7.21 M
  • Holdings in Top 10 93.2%

52 WEEK LOW AND HIGH

$10.66
$10.11
$11.21

Expenses

OPERATING RELATED FEES

  • Expense Ratio 4.31%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 146.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $1,000,000
  • IRA N/A

Fund Classification

  • Primary Caregory
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date 2025

Distributions

  • YTD Total Return -0.6%
  • 3 Yr Annualized Total Return 5.0%
  • 5 Yr Annualized Total Return N/A
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.52%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Monthly

Fund Details

  • Legal Name
    Goldman Sachs Target Date 2025 Portfolio
  • Fund Family Name
    Goldman Sachs
  • Inception Date
    Aug 22, 2016
  • Shares Outstanding
    N/A
  • Share Class
    Inst
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    Christopher Lvoff

Fund Description

The Portfolio employs an asset allocation strategy designed for investors who plan to retire and withdraw their investment from the Portfolio beginning in approximately 2025. Under normal conditions, the Portfolio will invest in underlying funds according to the Investment Adviser's asset allocation strategy such that over time the asset allocation will generally become more conservative through the reduction of allocation to equity funds and increased allocation to fixed income funds in accordance with the glide path's strategic allocation.


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Categories

Performance

GTIFX - Performance

Return Ranking - Trailing

Period GTIFX Return Category Return Low Category Return High Rank in Category (%)
YTD -0.6% -4.9% 1.3% 15.50%
1 Yr 4.5% -12.7% 13.9% 32.37%
3 Yr 1.4%* -18.8% 7.4% 38.70%
5 Yr N/A* -12.0% 5.2% N/A
10 Yr N/A* -4.0% 8.8% N/A

* Annualized

Return Ranking - Calendar

Period GTIFX Return Category Return Low Category Return High Rank in Category (%)
2019 12.5% -1.8% 29.3% 56.56%
2018 -11.1% -30.8% -0.6% 24.98%
2017 8.2% -36.9% 19.9% 76.90%
2016 N/A -5.2% 8.6% N/A
2015 N/A -25.3% -0.9% N/A

Total Return Ranking - Trailing

Period GTIFX Return Category Return Low Category Return High Rank in Category (%)
YTD -0.6% -4.9% 1.3% 15.50%
1 Yr 4.5% -12.7% 13.9% 32.24%
3 Yr 5.0%* -18.8% 8.4% 22.46%
5 Yr N/A* -12.0% 6.6% N/A
10 Yr N/A* -4.0% 9.4% N/A

* Annualized

Total Return Ranking - Calendar

Period GTIFX Return Category Return Low Category Return High Rank in Category (%)
2019 12.5% -1.8% 29.3% 56.56%
2018 -4.1% -25.4% 1.3% 4.25%
2017 11.4% -36.9% 26.6% 76.62%
2016 N/A -3.2% 12.3% N/A
2015 N/A -25.3% 3.9% N/A

NAV & Total Return History


Holdings

GTIFX - Holdings

Concentration Analysis

GTIFX Category Low Category High GTIFX % Rank
Net Assets 7.21 M 33.2 K 34.1 B 92.18%
Number of Holdings 17 1 509 65.38%
Net Assets in Top 10 7.25 M 0 25.3 B 92.20%
Weighting of Top 10 93.16% 0.0% 100.0% 28.47%

Top 10 Holdings

  1. Goldman Sachs ActiveBeta® US LgCp Eq ETF 23.10%
  2. Goldman Sachs Acss Invmt Grd Corp Bd ETF 19.13%
  3. iShares Core US Aggregate Bond ETF 16.72%
  4. Goldman Sachs ActiveBeta® Intl Eq ETF 11.84%
  5. Goldman Sachs Acs Infl Protd USD Bd ETF 5.74%
  6. Vanguard Long-Term Corporate Bd ETF 4.65%
  7. Goldman Sachs ActiveBeta® EMkts Eq ETF 4.16%
  8. iShares JP Morgan USD Em Mkts Bd ETF 3.26%
  9. Goldman Sachs ActiveBeta® US SmCp Eq ETF 3.06%
  10. iShares MSCI EAFE Small-Cap ETF 1.51%

Asset Allocation

Weighting Return Low Return High GTIFX % Rank
Bonds
50.06% -156.19% 70.59% 15.03%
Stocks
45.64% 0.00% 94.33% 80.30%
Cash
3.12% -8.67% 187.11% 47.15%
Convertible Bonds
1.17% 0.00% 5.71% 0.80%
Other
0.01% -2.86% 52.80% 76.54%
Preferred Stocks
0.00% 0.00% 36.16% 91.23%

Stock Sector Breakdown

Weighting Return Low Return High GTIFX % Rank
Technology
15.47% 3.36% 19.67% 45.81%
Financial Services
15.45% 3.80% 22.68% 89.56%
Healthcare
11.82% 1.80% 18.73% 60.87%
Industrials
11.17% 1.74% 13.78% 45.41%
Consumer Cyclical
11.16% 2.04% 12.71% 16.03%
Consumer Defense
9.91% 1.11% 17.74% 10.27%
Communication Services
7.13% 0.38% 16.33% 79.46%
Real Estate
6.49% 0.46% 20.92% 36.79%
Utilities
4.98% 0.00% 5.09% 1.08%
Energy
3.54% 0.98% 5.80% 89.50%
Basic Materials
2.89% 0.50% 6.48% 92.93%

Stock Geographic Breakdown

Weighting Return Low Return High GTIFX % Rank
US
27.50% 0.00% 65.75% 82.40%
Non US
18.14% 0.00% 44.80% 76.77%

Bond Sector Breakdown

Weighting Return Low Return High GTIFX % Rank
Corporate
53.02% 0.00% 99.65% 3.08%
Government
31.57% -2.84% 70.26% 61.67%
Securitized
8.27% 0.00% 34.94% 80.64%
Cash & Equivalents
6.92% 0.04% 187.10% 87.13%
Municipal
0.22% 0.00% 3.54% 51.54%
Derivative
0.00% -170.75% 38.94% 85.76%

Bond Geographic Breakdown

Weighting Return Low Return High GTIFX % Rank
US
40.04% -189.52% 69.32% 18.62%
Non US
10.02% -33.97% 33.33% 6.09%

Expenses

GTIFX - Expenses

Operational Fees

GTIFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 4.31% 0.01% 108.96% 5.88%
Management Fee 0.25% 0.00% 1.05% 72.26%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.40% N/A

Sales Fees

GTIFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

GTIFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

GTIFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 146.00% 0.00% 171.00% 98.05%

Distributions

GTIFX - Distributions

Dividend Yield Analysis

GTIFX Category Low Category High GTIFX % Rank
Dividend Yield 0.00% 0.00% 5.00% 75.28%

Dividend Distribution Analysis

GTIFX Category Low Category High Category Mod
Dividend Distribution Frequency Monthly Annually Quarterly Annually

Net Income Ratio Analysis

GTIFX Category Low Category High GTIFX % Rank
Net Income Ratio 2.52% -0.74% 13.14% 14.07%

Capital Gain Distribution Analysis

GTIFX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

Dividend Payout History

View More +

Fund Manager Analysis

GTIFX - Fund Manager Analysis

Managers

Christopher Lvoff


Start Date

Tenure

Tenure Rank

Nov 30, 2018

1.17

1.2%

Christopher Lvoff is a managing director in the Global Portfolio Solution Group (GPS), based in New York, where he is a senior portfolio manager. The GPS Group provides multi-asset class products and solutions, focusing on customized asset allocation, tactical implementation, risk management, and portfolio construction. Previously, Christopher was a member of the Multi-Product Investment Group of the Investment Management Division, where he focused on portfolio management and implementation for customized multi-asset institutional portfolios as well as commingled investment vehicles. Christopher joined Goldman Sachs in 2007 and was named managing director in 2016. Prior to joining Goldman Sachs, Christopher worked as an actuarial consultant at Towers Perrin, focusing on retirement plan design and defined benefit plan asset liability valuation. Christopher received a BS in economics from the University of Pennsylvania. He is an Associate of the Society of Actuaries and a CFA charterholder.

Neill Nuttall


Start Date

Tenure

Tenure Rank

May 31, 2019

0.67

0.7%

Mr. Nuttall is a Managing Director and the Co-Chief Investment Officer in the Global Portfolio Solutions (GPS) Group in Goldman Sachs Asset Management, L.P. He also serves as chairman of the GPS Investment Core. Prior to joining GSAM in 2014, Mr. Nuttall worked for almost 30 years at JPMorgan Asset Management (“JPMAM”) and its heritage firms, including as Chief Investment Officer and Head of JPMAM’s Global Multi Asset Group starting in 2006. Neill obtained a BA (Hons) in Politics from the University of Exeter.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 15.26 4.79 1.42