HARMX: Harbor Target Retirement 2025 Instl

Welcome to MutualFunds.com

Please help us personalize your experience and select the one that best describes you.

Your personalized experience is almost ready.

Join other Individual Investors receiving FREE personalized market updates and research. Join other Institutional Investors receiving FREE personalized market updates and research. Join other Financial Advisors receiving FREE personalized market updates and research.

Thank you!

Check your email and confirm your subscription to complete your personalized experience.

Thank you for your submission

We hope you enjoy your experience

Channels

Find the latest content and information here about the 2019 Charles Schwab Impact Conference.

Advisors

Receive email updates about fund flows, news, upcoming CE accredited webcasts from industry thought leaders and more.

Content focused on helping financial advisors build successful client relationships and grow their business.

Content geared towards helping financial advisors build better client portfolios.

Get insights on the industry trends and investment news from leading fund managers and experts.

HARMX Harbor Target Retirement 2025 Instl


Profile

HARMX - Profile

Vitals

  • YTD Return 2.1%
  • 3 Yr Annualized Return 1.9%
  • 5 Yr Annualized Return 0.0%
  • Net Assets $21.6 M
  • Holdings in Top 10 87.0%

52 WEEK LOW AND HIGH

$12.47
$11.67
$12.97

Expenses

OPERATING RELATED FEES

  • Expense Ratio N/A

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 61.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $1,000
  • IRA N/A

Fund Classification


Distributions

  • YTD Total Return 2.1%
  • 3 Yr Annualized Total Return 5.6%
  • 5 Yr Annualized Total Return 4.5%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.57%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name
    Harbor Target Retirement 2025 Fund
  • Fund Family Name
    Harbor
  • Inception Date
    Jan 02, 2009
  • Shares Outstanding
    N/A
  • Share Class
    Inst
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    Brian Collins

Fund Description

The fund invests in the Institutional Class shares of other Harbor mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2025 (the target year) and assumes a retirement age of 65. The fund's current target allocations are: 58% in Fixed Income, 42% in Equity, and 0% Money Market.


Sign up for Advisor Access

Receive email updates about best performers, news, CE accredited webcasts and more.


Categories

Performance

HARMX - Performance

Return Ranking - Trailing

Period HARMX Return Category Return Low Category Return High Rank in Category (%)
YTD 2.1% -0.3% 3.5% 49.41%
1 Yr 6.6% -9.6% 15.2% 76.15%
3 Yr 1.9%* -4.5% 9.1% 68.83%
5 Yr 0.0%* -3.0% 6.2% 74.84%
10 Yr 0.5%* -5.8% 8.0% 82.70%

* Annualized

Return Ranking - Calendar

Period HARMX Return Category Return Low Category Return High Rank in Category (%)
2019 11.3% -11.2% 22.9% 55.81%
2018 -12.8% -19.1% 0.0% 83.92%
2017 10.1% -12.3% 20.9% 48.71%
2016 2.7% -4.2% 7.5% 76.29%
2015 -8.8% -13.0% 0.0% 92.38%

Total Return Ranking - Trailing

Period HARMX Return Category Return Low Category Return High Rank in Category (%)
YTD 2.1% -0.3% 3.5% 49.41%
1 Yr 6.6% -9.6% 15.2% 76.53%
3 Yr 5.6%* -4.2% 11.1% 38.92%
5 Yr 4.5%* -3.0% 8.7% 36.48%
10 Yr 6.4%* -4.0% 10.5% 32.53%

* Annualized

Total Return Ranking - Calendar

Period HARMX Return Category Return Low Category Return High Rank in Category (%)
2019 11.3% -11.2% 22.9% 56.43%
2018 -5.5% -19.1% 0.0% 29.56%
2017 13.1% -12.3% 24.1% 45.15%
2016 6.5% 0.0% 9.8% 31.18%
2015 -1.4% -9.4% 0.7% 33.41%

NAV & Total Return History


Holdings

HARMX - Holdings

Concentration Analysis

HARMX Category Low Category High HARMX % Rank
Net Assets 21.6 M 42 K 46.9 B 73.97%
Number of Holdings 16 1 588 65.89%
Net Assets in Top 10 19.2 M 0 46.7 B 73.97%
Weighting of Top 10 86.98% 0.0% 113.8% 39.74%

Top 10 Holdings

  1. Harbor Bond Institutional 17.83%
  2. Harbor Core Bond Institutional 17.83%
  3. Harbor High-Yield Bond Instl 12.93%
  4. Harbor High-Yield Opportunities Instl 8.62%
  5. Harbor Large Cap Value Instl 6.24%
  6. Harbor International Growth Instl 5.44%
  7. Harbor Diversified Intl All Cp Instl 5.40%
  8. Harbor International Institutional 5.38%
  9. Harbor Mid Cap Value Instl 4.16%
  10. Harbor Small Cap Value Instl 3.14%

Asset Allocation

Weighting Return Low Return High HARMX % Rank
Bonds
56.95% -40.53% 79.46% 23.21%
Stocks
41.88% 0.00% 94.10% 57.68%
Cash
0.59% -35.61% 112.41% 90.62%
Convertible Bonds
0.57% 0.00% 1.36% 11.84%
Preferred Stocks
0.00% 0.00% 7.46% 78.43%
Other
0.00% -0.27% 100.06% 84.41%

Stock Sector Breakdown

Weighting Return Low Return High HARMX % Rank
Financial Services
17.34% 3.32% 23.02% 32.03%
Technology
16.53% 2.95% 20.65% 28.84%
Industrials
16.11% 1.62% 16.11% 0.12%
Healthcare
12.40% 1.62% 18.93% 55.91%
Consumer Cyclical
11.91% 1.88% 12.42% 2.48%
Consumer Defense
7.68% 1.02% 14.47% 50.95%
Communication Services
6.67% 0.21% 12.50% 83.10%
Basic Materials
4.37% 0.76% 7.66% 31.09%
Real Estate
3.22% 0.43% 46.10% 68.79%
Energy
3.11% 0.59% 15.76% 95.51%
Utilities
0.66% 0.00% 13.14% 97.04%

Stock Geographic Breakdown

Weighting Return Low Return High HARMX % Rank
US
23.89% 0.00% 63.41% 67.41%
Non US
17.99% 0.00% 39.24% 47.83%

Bond Sector Breakdown

Weighting Return Low Return High HARMX % Rank
Corporate
46.32% 0.00% 51.51% 1.18%
Government
25.33% 0.00% 99.40% 88.08%
Securitized
23.32% 0.00% 45.77% 20.43%
Cash & Equivalents
4.05% 0.60% 112.41% 96.10%
Municipal
0.49% 0.00% 27.51% 23.49%
Derivative
0.48% -82.56% 29.38% 30.34%

Bond Geographic Breakdown

Weighting Return Low Return High HARMX % Rank
US
56.98% -52.61% 74.67% 11.72%
Non US
-0.03% -4.04% 24.72% 97.89%

Expenses

HARMX - Expenses

Operational Fees

HARMX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio N/A 0.00% 5.27% 95.26%
Management Fee 0.00% 0.00% 0.77% 10.98%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.40% N/A

Sales Fees

HARMX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

HARMX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

HARMX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 61.00% 0.00% 207.00% 86.94%

Distributions

HARMX - Distributions

Dividend Yield Analysis

HARMX Category Low Category High HARMX % Rank
Dividend Yield 0.00% 0.00% 2.61% 45.25%

Dividend Distribution Analysis

HARMX Category Low Category High Category Mod
Dividend Distribution Frequency Annually Annually Quarterly Quarterly

Net Income Ratio Analysis

HARMX Category Low Category High HARMX % Rank
Net Income Ratio 2.57% -0.45% 4.93% 16.81%

Capital Gain Distribution Analysis

HARMX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

Dividend Payout History

View More +

Fund Manager Analysis

HARMX - Fund Manager Analysis

Managers

Brian Collins


Start Date

Tenure

Tenure Rank

Jan 02, 2009

11.08

11.1%

Collins is become Executive Vice President and Chief Investment Officer of Harbor Capital Advisors, Inc. since 2004. From 1999 to 2004, Collins was Director of US Manager Research for Mercer Investment Consulting, Inc.

Paul Herbert


Start Date

Tenure

Tenure Rank

Jan 02, 2009

11.08

11.1%

Managing Director (since 2014) and Vice President of Investments (2008-2013), Harbor Capital Advisors, Inc.

Linda Molenda


Start Date

Tenure

Tenure Rank

Jan 02, 2009

11.08

11.1%

Managing Director (since 2014) and Senior Vice President of Investments (2003-2013), Harbor Capital Advisors, Inc.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 17.35 4.54 0.08