PRSIX: T. Rowe Price Spectrum Conservative Allocation Fund - MutualFunds.com

Welcome to MutualFunds.com

Please help us personalize your experience and select the one that best describes you.

Your personalized experience is almost ready.

Join other Individual Investors receiving FREE personalized market updates and research. Join other Institutional Investors receiving FREE personalized market updates and research. Join other Financial Advisors receiving FREE personalized market updates and research.

Thank you!

Check your email and confirm your subscription to complete your personalized experience.

Thank you for your submission

We hope you enjoy your experience

Channels

Fixed income news, reports, video and more.

Municipal bonds news, reports, video and more.

Practice management news, reports, video and more.

Portfolio management news, reports, video and more.

Retirement news, reports, video and more.

Learn from industry thought leaders and expert market participants.

Deepen your understanding of Responsible Investing.

Enhance retirement outcomes with helpful tactics.

T. Rowe Price Personal Strat Inc

PRSIX - Snapshot

Vitals

  • YTD Return 8.2%
  • 3 Yr Annualized Return 5.4%
  • 5 Yr Annualized Return 6.4%
  • Net Assets $2.29 B
  • Holdings in Top 10 47.2%

52 WEEK LOW AND HIGH

$21.47
$16.50
$21.61

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.56%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 73.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $2,500
  • IRA $1,000

Fund Classification


Compare PRSIX to Popular U.S. Conservative/Balanced Allocation Funds and ETFs

Overview

Income Profile

Income Risk

Returns Profile

Allocations

Expenses

About

$2.28

+1.79%

$62.50 B

5.36%

$0.12

-2.98%

-

$28.72

-0.17%

$59.47 B

2.74%

$0.79

5.12%

-

$11.01

+0.46%

$16.16 B

4.42%

$0.48

0.27%

-

$15.80

+0.89%

$13.52 B

2.43%

$0.38

4.57%

-

$10.97

+0.64%

$12.08 B

3.71%

$0.40

0.92%

-

PRSIX - Profile

Distributions

  • YTD Total Return 8.2%
  • 3 Yr Annualized Total Return 5.4%
  • 5 Yr Annualized Total Return 6.4%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.84%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Quarterly

Fund Details

  • Legal Name
    T. Rowe Price Spectrum Conservative Allocation Fund
  • Fund Family Name
    T. Rowe Price
  • Inception Date
    Jul 29, 1994
  • Shares Outstanding
    N/A
  • Share Class
    No Load
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    Charles Shriver

PRSIX - Performance

Return Ranking - Trailing

Period PRSIX Return Category Return Low Category Return High Rank in Category (%)
YTD 8.2% -12.3% 32.0% 26.47%
1 Yr 6.4% -14.6% 33.9% 16.42%
3 Yr 5.4%* -2.5% 17.8% 17.20%
5 Yr 6.4%* -3.4% 15.6% 9.86%
10 Yr 6.5%* 2.5% 8.6% 18.23%

* Annualized

Return Ranking - Calendar

Period PRSIX Return Category Return Low Category Return High Rank in Category (%)
2019 10.9% -9.5% 22.1% 44.83%
2018 -7.8% -21.7% -2.6% 25.96%
2017 8.5% -7.3% 13.7% 17.31%
2016 3.9% -9.0% 12.8% 39.60%
2015 -4.4% -28.9% 0.3% 24.24%

Total Return Ranking - Trailing

Period PRSIX Return Category Return Low Category Return High Rank in Category (%)
YTD 8.2% -12.3% 32.0% 26.47%
1 Yr 6.4% -14.6% 33.9% 13.47%
3 Yr 5.4%* -3.6% 17.8% 14.74%
5 Yr 6.4%* -3.4% 15.6% 8.48%
10 Yr 6.5%* 2.5% 8.6% 17.09%

* Annualized

Total Return Ranking - Calendar

Period PRSIX Return Category Return Low Category Return High Rank in Category (%)
2019 10.9% -9.5% 22.1% 46.98%
2018 -7.8% -21.7% -2.0% 67.40%
2017 8.5% -5.9% 16.6% 63.46%
2016 3.9% -5.0% 19.1% 74.50%
2015 -4.4% -15.0% 2.3% 67.42%

NAV & Total Return History


PRSIX - Holdings

Concentration Analysis

PRSIX Category Low Category High PRSIX % Rank
Net Assets 2.29 B 2.21 M 62.5 B 18.43%
Number of Holdings 1722 3 19961 9.76%
Net Assets in Top 10 1.09 B 1.81 M 11.7 B 23.33%
Weighting of Top 10 47.17% 8.9% 100.0% 58.62%

Top 10 Holdings

  1. Reserve Invt Fds 10.78%
  2. T. Rowe Price Dynamic Global Bond I 8.08%
  3. T. Rowe Price Intl Bd (USD Hdgd) I 5.95%
  4. T. Rowe Price Instl Emerging Mkts Bond 5.01%
  5. Blackstone Partners Offshore Fund 5.01%
  6. Blackstone Partners Offshore Fund 5.01%
  7. Blackstone Partners Offshore Fund 5.01%
  8. Blackstone Partners Offshore Fund 5.01%
  9. Blackstone Partners Offshore Fund 5.01%
  10. Blackstone Partners Offshore Fund 5.01%

Asset Allocation

Weighting Return Low Return High PRSIX % Rank
Bonds
42.35% 0.00% 241.12% 84.81%
Stocks
39.65% 1.21% 98.16% 48.82%
Cash
12.46% -181.44% 43.52% 4.16%
Other
5.02% -4.81% 37.19% 8.68%
Convertible Bonds
0.34% 0.00% 50.61% 77.58%
Preferred Stocks
0.17% 0.00% 38.29% 48.46%

Stock Sector Breakdown

Weighting Return Low Return High PRSIX % Rank
Technology
20.14% 0.00% 41.08% 29.66%
Financial Services
14.49% 4.48% 31.60% 26.76%
Healthcare
13.93% 0.00% 21.21% 49.19%
Consumer Cyclical
13.64% 0.00% 22.85% 8.50%
Communication Services
10.10% 0.00% 17.60% 13.56%
Industrials
9.86% 0.00% 26.40% 53.53%
Consumer Defense
5.07% 0.00% 21.82% 91.68%
Utilities
3.83% 0.00% 37.83% 42.50%
Basic Materials
3.58% 0.00% 26.28% 61.30%
Real Estate
3.43% 0.00% 51.40% 63.83%
Energy
1.92% 0.00% 21.41% 81.01%

Stock Geographic Breakdown

Weighting Return Low Return High PRSIX % Rank
US
25.43% 0.98% 85.51% 61.30%
Non US
14.22% 0.00% 29.30% 20.07%

Bond Sector Breakdown

Weighting Return Low Return High PRSIX % Rank
Corporate
31.50% 0.00% 100.00% 58.95%
Government
29.27% 0.00% 91.51% 30.38%
Cash & Equivalents
22.36% 0.00% 100.00% 10.85%
Securitized
16.59% 0.00% 48.95% 64.01%
Derivative
0.19% 0.00% 27.20% 39.60%
Municipal
0.08% 0.00% 100.00% 63.83%

Bond Geographic Breakdown

Weighting Return Low Return High PRSIX % Rank
US
24.90% 0.00% 85.41% 94.03%
Non US
17.45% -11.82% 173.71% 11.39%

PRSIX - Expenses

Operational Fees

PRSIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.56% 0.02% 6.89% 68.50%
Management Fee 0.44% 0.00% 1.39% 59.39%
12b-1 Fee N/A 0.00% 1.00% 7.45%
Administrative Fee 0.15% 0.01% 0.70% 61.39%

Sales Fees

PRSIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 1.00% 5.75% N/A
Deferred Load N/A 1.00% 5.50% N/A

Trading Fees

PRSIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 1.00% 2.00% N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

PRSIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 73.00% 0.00% 369.00% 68.76%

PRSIX - Distributions

Dividend Yield Analysis

PRSIX Category Low Category High PRSIX % Rank
Dividend Yield 0.00% 0.00% 4.23% 15.74%

Dividend Distribution Analysis

PRSIX Category Low Category High Category Mod
Dividend Distribution Frequency Quarterly Annually Monthly Quarterly

Net Income Ratio Analysis

PRSIX Category Low Category High PRSIX % Rank
Net Income Ratio 1.84% -0.41% 6.30% 71.46%

Capital Gain Distribution Analysis

PRSIX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Monthly Annually

Dividend Payout History

View More +

PRSIX - Fund Manager Analysis

Managers

Charles Shriver


Start Date

Tenure

Tenure Rank

May 01, 2011

9.51

9.5%

Charles M. Shriver is a vice president of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc. He is a portfolio manager for several asset allocation portfolios within the Asset Allocation Group. He is the president of the Global Allocation, Balanced, Spectrum, and Personal Strategy Funds and chairman of their Investment Advisory Committees. Charles is also a member of the Investment Advisory Committee for the Real Assets Fund. He is cochair of the Asset Allocation Committee and has been with the firm since 1991. Charles earned a BA in economics and rhetoric/communications studies from the University of Virginia, an MSF in finance from Loyola University Maryland, and a graduate diploma in public economics from Stockholm University. He has earned the Chartered Financial Analyst designation.

Toby Thompson


Start Date

Tenure

Tenure Rank

Mar 01, 2020

0.67

0.7%

Toby Thompson is a portfolio manager within the Multi-Asset Division. Mr. Thompson is a vice president of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc. Mr. Thompson earned a B.S. in business and economics from Towson University and an MBA in finance from Loyola University Maryland. He has earned the Chartered Financial Analyst and Chartered Alternative Investment Analyst designations.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.03 27.15 5.86 0.83