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RRTNX T. Rowe Price Retirement 2025 R

  • Fund
  • RRTNX
  • Price as of: Aug 19, 2019
  • $17.12 + $0.08 + 0.47%
  • Category
  • Target Retirement Date

RRTNX - Profile

Vitals

  • YTD Return 12.7%
  • 3 Yr Annualized Return 2.8%
  • 5 Yr Annualized Return 1.2%
  • Net Assets $17.1 B
  • Holdings in Top 10 74.9%

52 WEEK LOW AND HIGH

$17.12
$14.71
$17.92

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.50%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 18.80%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

STANDARD (TAXABLE)

$0

IRA

$1,000

Investment Themes

CATEGORY

Target Retirement Date
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date 2025

Distributions

  • YTD Total Return 12.7%
  • 3 Yr Annualized Total Return 2.8%
  • 5 Yr Annualized Total Return 1.2%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.33%
DIVIDENDS
  • Dividend Yield 1.3%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name T. Rowe Price Retirement 2025 Fund
  • Fund Family Name T. Rowe Price
  • Inception Date May 31, 2007
  • Shares Outstanding N/A
  • Share Class Retirement
  • Currency USD
  • Domiciled Country United States
  • Manager Jerome A. Clark

Fund Description

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. Its allocation between T. Rowe Price stock and bond funds will change over time in relation to its target retirement date. The fund is managed based on the specific retirement year (target date 2025) included in its name and assumes a retirement age of 65.

RRTNX - Performance

Return Ranking - Trailing

Period RRTNX Return Category Return Low Category Return High Rank in Category (%)
YTD 12.7% -31.7% 19.7% 24.37%
1 Yr -3.1% -44.9% 3.5% 37.74%
3 Yr 2.8%* -18.3% 8.6% 29.52%
5 Yr 1.2%* -12.0% 8.8% 27.54%
10 Yr 5.9%* -6.0% 8.7% 15.43%

* Annualized


Return Ranking - Calendar

Period RRTNX Return Category Return Low Category Return High Rank in Category (%)
2018 -12.4% -25.1% -0.4% 43.05%
2017 13.3% -36.9% 20.0% 41.86%
2016 3.7% -5.2% 8.1% 51.97%
2015 -4.9% -25.3% -0.8% 38.81%
2014 2.0% -49.7% 34.8% 39.45%

Total Return Ranking - Trailing

Period RRTNX Return Category Return Low Category Return High Rank in Category (%)
YTD 12.7% -31.7% 19.7% 24.37%
1 Yr -3.1% -43.3% 6.9% 64.78%
3 Yr 2.8%* -18.3% 11.3% 75.76%
5 Yr 1.2%* -12.0% 8.8% 79.27%
10 Yr 5.9%* -4.1% 11.6% 69.29%

* Annualized


Total Return Ranking - Calendar

Period RRTNX Return Category Return Low Category Return High Rank in Category (%)
2018 -12.4% -25.1% -0.3% 70.56%
2017 13.3% -36.9% 26.6% 64.91%
2016 3.7% -4.7% 12.3% 83.64%
2015 -4.9% -25.3% 3.9% 77.40%
2014 2.0% -47.6% 39.2% 77.45%

NAV & Total Return History

RRTNX - Holdings

Concentration Analysis

RRTNX Category Low Category High RRTNX % Rank
Net Assets 17.1 B 1.23 M 43.6 B 3.86%
Number of Holdings 22 3 142 44.77%
Net Assets in Top 10 12.8 B 1.09 M 43.6 B 2.30%
Weighting of Top 10 74.94% 17.8% 109.7% 63.33%

Top 10 Holdings

  1. T. Rowe Price Equity Index 500 15.03%

  2. T. Rowe Price New Income 12.78%

  3. T. Rowe Price Growth Stock 9.32%

  4. T. Rowe Price Value 8.86%

  5. T. Rowe Price Overseas Stock 5.77%

  6. T. Rowe Price International Stock 5.66%

  7. T. Rowe Price International Value Eq 4.94%

  8. T. Rowe Price Ltd Dur Infl Focus Bd 4.65%

  9. T. Rowe Price Intl Bd (USD Hdgd) 4.29%

  10. T. Rowe Price Emerging Markets Stock 3.66%


Asset Allocation

Weighting Return Low Return High RRTNX % Rank
Stocks
64.45% 0.08% 97.53% 53.75%
Bonds
32.08% 1.03% 137.62% 39.27%
Cash
2.95% -100.79% 23.12% 60.65%
Other
0.26% -0.85% 24.53% 24.72%
Convertible Bonds
0.14% 0.00% 3.36% 48.40%
Preferred Stocks
0.11% 0.00% 7.14% 31.03%

Stock Sector Breakdown

Weighting Return Low Return High RRTNX % Rank
Technology
12.75% 1.41% 20.72% 47.40%
Financial Services
10.08% 1.51% 18.80% 57.50%
Healthcare
8.54% 1.06% 13.46% 44.95%
Consumer Cyclical
7.32% 0.95% 12.33% 56.02%
Industrials
6.69% 0.83% 13.93% 56.69%
Consumer Defense
4.82% 0.83% 16.80% 56.69%
Energy
3.13% 0.40% 6.45% 58.47%
Basic Materials
2.34% 0.16% 5.40% 66.34%
Utilities
2.30% 0.05% 5.43% 33.14%
Real Estate
1.98% 0.38% 18.90% 70.65%
Communication Services
1.49% 0.30% 4.07% 69.61%

Stock Geographic Breakdown

Weighting Return Low Return High RRTNX % Rank
US
42.60% 0.08% 66.20% 51.22%
Non US
21.85% 0.00% 46.30% 57.68%

Bond Sector Breakdown

Weighting Return Low Return High RRTNX % Rank
Government
16.66% 0.00% 137.62% 29.03%
Corporate
8.20% 0.26% 51.60% 53.08%
Securitized
6.77% 0.00% 60.24% 43.73%
Cash & Equivalents
2.82% -120.10% 23.97% 64.37%
Municipal
0.07% 0.00% 3.09% 48.78%
Derivative
-0.05% -4.34% 12.92% 80.18%

Bond Geographic Breakdown

Weighting Return Low Return High RRTNX % Rank
US
21.05% -12.23% 137.62% 48.11%
Non US
11.03% 0.00% 34.95% 8.69%

RRTNX - Expenses

Operational Fees

RRTNX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.50% 0.00% 5.22% 59.14%
Management Fee 0.00% 0.00% 0.95% 19.23%
12b-1 Fee 0.50% 0.00% 1.00% 74.84%
Administrative Fee 0.15% 0.00% 0.40% 57.43%

Sales Fees

RRTNX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 2.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

RRTNX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 2.00% 2.00% N/A

Turnover Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

RRTNX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 18.80% 0.00% 106.00% 35.86%

RRTNX - Distributions

Dividend Yield Analysis

RRTNX Category Low Category High RRTNX % Rank
Dividend Yield 1.34% 0.00% 0.04% 59.99%

Dividend Distribution Analysis

RRTNX Category Low Category High Category Mode
Dividend Distribution Frequency Annually Annually Annually Annually

Dividend Payout History


Net Income Ratio Analysis

RRTNX Category Low Category High RRTNX % Rank
Net Income Ratio 1.33% -0.99% 35.20% 76.82%

Capital Gain Distribution Analysis

RRTNX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

RRTNX - Managers

Jerome A. Clark

Manager

Start Date

Tenure

Tenure Rank

Feb 27, 2004

15.43

15.4%

Jerome Clark is a Vice President of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc., and a Portfolio Manager in the Fixed Income Group. Prior to joining the firm in 1992, Jerome was a Captain in the United States Marine Corps and spent three years as a Mathematics Instructor at the U.S. Naval Academy. Jerome earned a B.S. in Mathematics from the U.S. Naval Academy, an M.S. in Operations Research from the Naval Postgraduate School, and an M.B.A. in Finance from Johns Hopkins University. He has also achieved the Chartered Financial Analyst accreditation.


Wyatt A. Lee

Manager

Start Date

Tenure

Tenure Rank

Aug 01, 2015

4.0

4.0%

Wyatt Lee, CFA is a Vice President and Portfolio Manager at T. Rowe Price. Mr. Lee became chairman of the committee in 2011. He joined the Firm in 1999 and his investment experience dates from 1997.


Tenure Analysis

Category Low

0.0

Category High

16.76

Category Average

6.29

Category Mode

7.5