TRRGX: T. Rowe Price Retirement 2015

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TRRGX T. Rowe Price Retirement 2015

  • Fund
  • TRRGX
  • Price as of: Dec 06, 2019
  • $14.99
    + $0.06 + 0.40%

Profile

TRRGX - Profile

Vitals

  • YTD Return 15.3%
  • 3 Yr Annualized Return 0.6%
  • 5 Yr Annualized Return -0.2%
  • Net Assets $6.24 B
  • Holdings in Top 10 77.7%

52 WEEK LOW AND HIGH

$14.99
$12.70
$15.01

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.00%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 16.20%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $2,500
  • IRA $1,000

Fund Classification

  • Primary Caregory
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date 2015

Distributions

  • YTD Total Return 15.3%
  • 3 Yr Annualized Total Return 0.6%
  • 5 Yr Annualized Total Return -0.2%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.10%
DIVIDENDS
  • Dividend Yield 2.1%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name
    T. Rowe Price Retirement 2015 Fund
  • Fund Family Name
    T. Rowe Price
  • Inception Date
    Feb 27, 2004
  • Shares Outstanding
    N/A
  • Share Class
    No Load
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    Jerome A. Clark

Fund Description

The T. Rowe Price Retirement 2015 Fund (TRRGX) is a target-date allocation fund designed for investors entering retirement or already in retirement. TRRGX invests in 18 different mutual funds. As a target-date fund that has reached its end date, TRRGX has a conservative tilt. At the same time, TRRGX is a through fund, meaning it keeps a higher allocation to equities through retirement.

As a low-cost fund with numerous asset classes under its ticker, TRRGX makes a prime core choice for investors. The fund is internally managed by T. Rowe Price.


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Categories

Fund Company Quick Screens

TRRGX - Fund Company Quick Screens


Performance

TRRGX - Performance

Return Ranking - Trailing

Period TRRGX Return Category Return Low Category Return High Rank in Category (%)
YTD 15.3% 7.9% 21.8% 38.62%
1 Yr 2.9% 2.3% 14.7% 98.62%
3 Yr 0.6%* -0.2% 11.1% 94.07%
5 Yr -0.2%* -1.3% 7.3% 82.05%
10 Yr 3.4%* -2.8% 7.4% 12.90%

* Annualized

Return Ranking - Calendar

Period TRRGX Return Category Return Low Category Return High Rank in Category (%)
2018 -13.2% -19.1% -3.9% 69.57%
2017 5.6% 0.4% 17.0% 80.00%
2016 3.7% -0.2% 6.8% 50.37%
2015 -5.5% -10.7% -1.5% 71.77%
2014 1.0% -7.2% 5.1% 26.14%

Total Return Ranking - Trailing

Period TRRGX Return Category Return Low Category Return High Rank in Category (%)
YTD 15.3% 7.9% 21.8% 38.62%
1 Yr 2.9% 2.3% 18.4% 98.62%
3 Yr 0.6%* -0.2% 11.1% 94.07%
5 Yr -0.2%* -0.5% 7.3% 96.58%
10 Yr 3.4%* 1.8% 8.5% 74.19%

* Annualized

Total Return Ranking - Calendar

Period TRRGX Return Category Return Low Category Return High Rank in Category (%)
2018 -13.2% -19.1% -0.3% 89.86%
2017 5.6% 3.8% 22.2% 87.41%
2016 3.7% 2.0% 9.3% 78.52%
2015 -5.5% -6.9% 0.2% 96.77%
2014 1.0% -0.6% 5.9% 79.55%

NAV & Total Return History


Holdings

TRRGX - Holdings

Concentration Analysis

TRRGX Category Low Category High TRRGX % Rank
Net Assets 6.24 B 618 K 45.8 B 8.90%
Number of Holdings 22 5 648 60.96%
Net Assets in Top 10 4.83 B 390 K 45 B 8.90%
Weighting of Top 10 77.73% 54.6% 116.3% 84.93%

Top 10 Holdings

  1. T. Rowe Price Equity Index 500 17.93%
  2. T. Rowe Price New Income 16.94%
  3. T. Rowe Price Ltd Dur Infl Focus Bd 13.56%
  4. T. Rowe Price Intl Bd (USD Hdgd) 5.78%
  5. T. Rowe Price Emerging Markets Bond 4.34%
  6. T. Rowe Price Overseas Stock 4.12%
  7. T. Rowe Price International Stock 4.09%
  8. T. Rowe Price US Treasury Long-Term 3.75%
  9. T. Rowe Price Dynamic Global Bond Inv 3.68%
  10. T. Rowe Price International Value Eq 3.54%

Asset Allocation

Weighting Return Low Return High TRRGX % Rank
Bonds
49.86% 7.08% 77.98% 52.05%
Stocks
46.35% 8.42% 77.19% 36.99%
Cash
3.46% -22.86% 29.35% 62.33%
Convertible Bonds
0.22% 0.00% 1.06% 78.77%
Preferred Stocks
0.11% 0.00% 4.56% 23.97%
Other
0.01% 0.00% 20.51% 87.67%

Stock Sector Breakdown

Weighting Return Low Return High TRRGX % Rank
Technology
9.25% 1.30% 14.46% 28.77%
Financial Services
8.15% 1.39% 13.08% 31.51%
Healthcare
6.19% 0.98% 8.92% 32.19%
Consumer Cyclical
5.38% 0.87% 9.40% 31.51%
Industrials
4.82% 1.00% 10.18% 43.15%
Consumer Defense
3.75% 0.95% 6.50% 41.78%
Energy
2.18% 0.36% 4.43% 44.52%
Basic Materials
2.02% 0.31% 4.18% 46.58%
Real Estate
1.60% 0.43% 6.88% 74.66%
Utilities
1.58% 0.13% 3.50% 47.95%
Communication Services
1.14% 0.21% 6.43% 78.77%

Stock Geographic Breakdown

Weighting Return Low Return High TRRGX % Rank
US
30.89% 6.67% 49.32% 43.84%
Non US
15.46% 1.75% 30.69% 41.10%

Bond Sector Breakdown

Weighting Return Low Return High TRRGX % Rank
Government
26.64% 4.41% 61.77% 32.88%
Corporate
13.27% 0.17% 46.24% 44.52%
Securitized
10.28% 0.00% 23.79% 43.15%
Cash & Equivalents
3.46% -36.25% 25.04% 62.33%
Municipal
0.01% 0.00% 3.21% 63.01%
Derivative
-0.12% -11.60% 27.63% 81.51%

Bond Geographic Breakdown

Weighting Return Low Return High TRRGX % Rank
US
34.32% 4.34% 66.87% 58.22%
Non US
15.54% -4.84% 22.56% 13.70%

Expenses

TRRGX - Expenses

Operational Fees

TRRGX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.00% 0.00% 46.00% 99.31%
Management Fee 0.00% 0.00% 0.47% 32.88%
12b-1 Fee 0.00% 0.00% 1.00% 24.14%
Administrative Fee 0.15% 0.01% 0.30% 61.86%

Sales Fees

TRRGX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.75% 5.75% N/A
Deferred Load N/A 1.00% 1.00% N/A

Trading Fees

TRRGX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

TRRGX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 16.20% 5.00% 128.00% 29.45%

Distributions

TRRGX - Distributions

Dividend Yield Analysis

TRRGX Category Low Category High TRRGX % Rank
Dividend Yield 2.13% 0.00% 3.82% 73.97%

Dividend Distribution Analysis

TRRGX Category Low Category High Category Mod
Dividend Distribution Frequency Annually Annually Annually Annually

Net Income Ratio Analysis

TRRGX Category Low Category High TRRGX % Rank
Net Income Ratio 2.10% 0.52% 4.51% 60.69%

Capital Gain Distribution Analysis

TRRGX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

Dividend Payout History

View More +

Fund Manager Analysis

TRRGX - Fund Manager Analysis

Managers

Jerome A. Clark


Start Date

Tenure

Tenure Rank

Feb 27, 2004

15.77

15.8%

Jerome Clark is a Vice President of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc., and a Portfolio Manager in the Fixed Income Group. Prior to joining the firm in 1992, Jerome was a Captain in the United States Marine Corps and spent three years as a Mathematics Instructor at the U.S. Naval Academy. Jerome earned a B.S. in Mathematics from the U.S. Naval Academy, an M.S. in Operations Research from the Naval Postgraduate School, and an M.B.A. in Finance from Johns Hopkins University. He has also achieved the Chartered Financial Analyst accreditation.

Wyatt A. Lee


Start Date

Tenure

Tenure Rank

Aug 01, 2015

4.33

4.3%

Wyatt Lee, CFA is a Vice President and Portfolio Manager at T. Rowe Price. Mr. Lee became chairman of the committee in 2011. He joined the Firm in 1999 and his investment experience dates from 1997.

Kim E. DeDominicis


Start Date

Tenure

Tenure Rank

Oct 01, 2019

0.16

0.2%

Ms. DeDominicis originally joined T. Rowe Price in 1998 and returned to the Firm in 2003. Her investment experience dates from 1999. Ms. DeDominicis has served as an associate portfolio manager for the target date strategies during the past five years.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.16 17.18 5.52 4.92