Welcome to MutualFunds.com. Please help us personalize your experience.

Select the one that best describes you

Your personalized experience is almost ready.

Join other Individual Investors receiving FREE personalized market updates and research. Join other Institutional Investors receiving FREE personalized market updates and research. Join other Financial Advisors receiving FREE personalized market updates and research.

Thank you!

Check your email and confirm your subscription to complete your personalized experience.

Thank you for your submission, we hope you enjoy your experience

TRRHX T. Rowe Price Retirement 2025

  • Fund
  • TRRHX
  • Price as of: May 14, 2019
  • $16.93 + $0.09 + 0.53%
  • Category
  • Target Retirement Date

TRRHX - Profile

Vitals

  • YTD Return 9.7%
  • 3 Yr Annualized Return 3.9%
  • 5 Yr Annualized Return 1.6%
  • Net Assets $17.4 B
  • Holdings in Top 10 75.2%

52 WEEK LOW AND HIGH

$16.93
$14.93
$18.25

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.00%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 29.50%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

STANDARD (TAXABLE)

$2,500

IRA

$1,000

Investment Themes

CATEGORY

Target Retirement Date
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date 2025

Distributions

  • YTD Total Return 9.7%
  • 3 Yr Annualized Total Return 3.9%
  • 5 Yr Annualized Total Return 1.6%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.67%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name T. Rowe Price Retirement 2025 Fund
  • Fund Family Name T. Rowe Price
  • Inception Date Feb 27, 2004
  • Shares Outstanding N/A
  • Share Class No Load
  • Currency USD
  • Domiciled Country United States
  • Manager Jerome A. Clark

Fund Description

The T. Rowe Price Retirement 2025 Fund (TRRHX) is a target-date allocation fund designed for investors looking to retire between 2021 and 2025. TRRHX invests in 18 different mutual funds. As a target-date fund, TRRHX slowly becomes more conservative as it approaches its end year. TRRHX is a through fund and will keep a higher allocation to equities in retirement.

As a low-cost fund with numerous asset classes under its ticker, TRRHX makes a prime core choice for investors. The fund is internally managed by T. Rowe Price.

TRRHX - Performance

Return Ranking - Trailing

Period TRRHX Return Category Return Low Category Return High Rank in Category (%)
YTD 9.7% -4.1% 13.6% 44.44%
1 Yr -4.7% -17.5% 2.8% 40.44%
3 Yr 3.9%* -18.3% 8.9% 30.59%
5 Yr 1.6%* -12.1% 7.8% 28.40%
10 Yr 7.3%* -6.3% 9.0% 13.67%

* Annualized


Return Ranking - Calendar

Period TRRHX Return Category Return Low Category Return High Rank in Category (%)
2018 -12.3% -25.1% 0.0% 42.07%
2017 13.5% -36.9% 20.0% 40.16%
2016 3.7% -5.2% 8.1% 49.79%
2015 -4.8% -25.3% -0.8% 36.90%
2014 2.1% -49.7% 34.8% 38.40%

Total Return Ranking - Trailing

Period TRRHX Return Category Return Low Category Return High Rank in Category (%)
YTD 9.7% -3.9% 13.6% 44.44%
1 Yr -4.7% -17.5% 5.2% 67.07%
3 Yr 3.9%* -18.3% 11.2% 76.56%
5 Yr 1.6%* -12.1% 7.8% 79.19%
10 Yr 7.3%* -4.5% 12.0% 63.95%

* Annualized


Total Return Ranking - Calendar

Period TRRHX Return Category Return Low Category Return High Rank in Category (%)
2018 -12.3% -25.1% 0.0% 68.70%
2017 13.5% -36.9% 26.6% 64.09%
2016 3.7% -4.7% 12.3% 84.07%
2015 -4.8% -25.3% 3.9% 77.34%
2014 2.1% -47.6% 39.2% 77.64%

NAV & Total Return History

TRRHX - Holdings

Concentration Analysis

TRRHX Category Low Category High TRRHX % Rank
Net Assets 17.4 B 1.29 M 42.8 B 3.75%
Number of Holdings 22 2 140 50.92%
Net Assets in Top 10 13.1 B 857 K 41.8 B 1.49%
Weighting of Top 10 75.20% 17.2% 112.6% 58.63%

Top 10 Holdings

  1. T. Rowe Price Equity Index 500 14.97%

  2. T. Rowe Price New Income 12.96%

  3. T. Rowe Price Growth Stock 9.39%

  4. T. Rowe Price Value 8.87%

  5. T. Rowe Price Overseas Stock 5.88%

  6. T. Rowe Price International Stock 5.61%

  7. T. Rowe Price International Value Eq 5.28%

  8. T. Rowe Price Ltd Dur Infl Focus Bd 4.57%

  9. T. Rowe Price Intl Bd (USD Hdgd) 3.89%

  10. T. Rowe Price Emerging Markets Stock 3.78%


Asset Allocation

Weighting Return Low Return High TRRHX % Rank
Stocks
65.43% 0.07% 97.70% 53.11%
Bonds
31.64% -5.73% 137.62% 42.43%
Cash
2.65% -100.79% 40.20% 69.66%
Convertible Bonds
0.14% 0.00% 3.69% 35.86%
Preferred Stocks
0.09% 0.00% 7.36% 30.48%
Other
0.06% -4.82% 24.53% 64.00%

Stock Sector Breakdown

Weighting Return Low Return High TRRHX % Rank
Technology
12.45% 1.36% 20.62% 44.37%
Financial Services
11.80% 1.49% 18.76% 40.98%
Healthcare
9.33% 1.28% 13.55% 36.59%
Consumer Cyclical
7.86% 1.00% 12.96% 51.88%
Industrials
6.68% 1.29% 11.91% 57.61%
Consumer Defense
5.11% 1.04% 16.41% 52.51%
Energy
3.00% 0.36% 6.45% 60.86%
Basic Materials
2.92% 0.18% 5.63% 52.58%
Utilities
2.55% 0.04% 4.98% 23.92%
Real Estate
1.90% 0.38% 17.52% 69.78%
Communication Services
1.81% 0.30% 4.45% 60.44%

Stock Geographic Breakdown

Weighting Return Low Return High TRRHX % Rank
US
42.87% 0.07% 64.36% 51.06%
Non US
22.56% 0.00% 46.79% 53.54%

Bond Sector Breakdown

Weighting Return Low Return High TRRHX % Rank
Government
16.24% -23.50% 137.62% 32.25%
Corporate
8.39% 0.00% 53.45% 53.89%
Securitized
7.10% 0.00% 61.18% 44.91%
Cash & Equivalents
2.53% -120.10% 40.20% 69.38%
Municipal
0.13% 0.00% 3.09% 36.56%
Derivative
-0.03% -2.78% 11.71% 82.04%

Bond Geographic Breakdown

Weighting Return Low Return High TRRHX % Rank
US
20.95% -9.85% 137.62% 51.77%
Non US
10.69% 0.00% 20.22% 6.65%

TRRHX - Expenses

Operational Fees

TRRHX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.00% 0.00% 6.01% 99.93%
Management Fee 0.00% 0.00% 0.95% 36.49%
12b-1 Fee 0.00% 0.00% 1.00% 14.39%
Administrative Fee 0.15% 0.00% 0.40% 63.69%

Sales Fees

TRRHX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 2.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

TRRHX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 2.00% 2.00% N/A

Turnover Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

TRRHX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 29.50% 0.00% 106.00% 61.67%

TRRHX - Distributions

Dividend Yield Analysis

TRRHX Category Low Category High TRRHX % Rank
Dividend Yield 0.02% 0.00% 0.05% 51.49%

Dividend Distribution Analysis

TRRHX Category Low Category High Category Mode
Dividend Distribution Frequency Annually Annually Annually Annually

Dividend Payout History


Net Income Ratio Analysis

TRRHX Category Low Category High TRRHX % Rank
Net Income Ratio 1.67% -0.99% 35.20% 52.16%

Capital Gain Distribution Analysis

TRRHX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

TRRHX - Managers

Jerome A. Clark

Manager

Start Date

Tenure

Tenure Rank

Feb 27, 2004

15.18

15.2%

Jerome Clark is a Vice President of T. Rowe Price Group, Inc. and T. Rowe Price Associates, Inc., and a Portfolio Manager in the Fixed Income Group. Prior to joining the firm in 1992, Jerome was a Captain in the United States Marine Corps and spent three years as a Mathematics Instructor at the U.S. Naval Academy. Jerome earned a B.S. in Mathematics from the U.S. Naval Academy, an M.S. in Operations Research from the Naval Postgraduate School, and an M.B.A. in Finance from Johns Hopkins University. He has also achieved the Chartered Financial Analyst accreditation.


Wyatt A. Lee

Manager

Start Date

Tenure

Tenure Rank

Aug 01, 2015

3.75

3.8%

Wyatt Lee, CFA is a Vice President and Portfolio Manager at T. Rowe Price. Mr. Lee became chairman of the committee in 2011. He joined the Firm in 1999 and his investment experience dates from 1997.


Tenure Analysis

Category Low

0.0

Category High

16.59

Category Average

6.11

Category Mode

7.33