Welcome to MutualFunds.com. Please help us personalize your experience.

Select the one that best describes you

Your personalized experience is almost ready.

Join other Individual Investors receiving FREE personalized market updates and research. Join other Institutional Investors receiving FREE personalized market updates and research. Join other Financial Advisors receiving FREE personalized market updates and research.

Thank you!

Check your email and confirm your subscription to complete your personalized experience.

Thank you for your submission, we hope you enjoy your experience

TSMLX TIAA-CREF Lifestyle Moderate Retail

  • Fund
  • TSMLX
  • Price as of: May 14, 2019
  • $13.68 + $0.07 + 0.51%
  • Category
  • Diversified Portfolio

TSMLX - Profile

Vitals

  • YTD Return 9.3%
  • 3 Yr Annualized Return 3.8%
  • 5 Yr Annualized Return 1.5%
  • Net Assets $361 M
  • Holdings in Top 10 93.8%

52 WEEK LOW AND HIGH

$13.68
$12.12
$14.52

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.44%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 10.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

STANDARD (TAXABLE)

$2,500

IRA

$2,000

Investment Themes

CATEGORY

Diversified Portfolio
  • Fund Type Open End Mutual Fund
  • Investment Style Allocation--50% to 70% Equity

Distributions

  • YTD Total Return 9.3%
  • 3 Yr Annualized Total Return 3.8%
  • 5 Yr Annualized Total Return 1.5%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.67%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Quarterly

Fund Details

  • Legal Name TIAA-CREF Lifestyle Moderate Fund
  • Fund Family Name TIAA Investments
  • Inception Date Dec 09, 2011
  • Shares Outstanding N/A
  • Share Class Adv
  • Currency USD
  • Domiciled Country United States
  • Manager Hans L. Erickson

Fund Description

The fund is a "fund of funds" that invests in Institutional Class shares of other funds of the Trust and potentially in other investment pools or investment products. It generally seeks to meet the fund's investment objective by investing: (1) approximately 40% of the fund's assets in equity underlying funds and (2) approximately 60% of the fund's assets in fixed-income underlying funds. It may deviate from these target allocations by up to ten percentage points depending upon current market conditions and outlook.

TSMLX - Performance

Return Ranking - Trailing

Period TSMLX Return Category Return Low Category Return High Rank in Category (%)
YTD 9.3% -3.6% 18.6% 24.35%
1 Yr -3.5% -27.6% 10.7% 47.12%
3 Yr 3.8%* -9.2% 14.1% 15.50%
5 Yr 1.5%* -24.5% 8.6% 11.64%
10 Yr N/A* -14.3% 9.7% N/A

* Annualized


Return Ranking - Calendar

Period TSMLX Return Category Return Low Category Return High Rank in Category (%)
2018 -11.3% -34.6% 1.6% 55.74%
2017 13.1% -12.4% 33.2% 9.44%
2016 2.5% -65.8% 23.3% 62.69%
2015 -3.9% -64.9% 4.8% 20.51%
2014 0.6% -59.3% 68.3% 46.33%

Total Return Ranking - Trailing

Period TSMLX Return Category Return Low Category Return High Rank in Category (%)
YTD 9.3% -3.6% 18.6% 24.35%
1 Yr -3.5% -25.5% 11.4% 72.20%
3 Yr 3.8%* -9.2% 14.1% 62.08%
5 Yr 1.5%* -21.8% 47.6% 66.07%
10 Yr N/A* -12.6% 13.3% N/A

* Annualized


Total Return Ranking - Calendar

Period TSMLX Return Category Return Low Category Return High Rank in Category (%)
2018 -11.3% -32.7% 1.6% 78.57%
2017 13.1% -8.4% 33.2% 34.21%
2016 2.5% -65.2% 23.3% 85.90%
2015 -3.9% -62.9% 9.2% 59.81%
2014 0.6% -28.5% 76.9% 81.93%

NAV & Total Return History

TSMLX - Holdings

Concentration Analysis

TSMLX Category Low Category High TSMLX % Rank
Net Assets 361 M 608 K 144 B 61.35%
Number of Holdings 14 2 13342 87.03%
Net Assets in Top 10 331 M -752 M 26.4 B 43.77%
Weighting of Top 10 93.77% 0.0% 3196.0% 19.29%

Top 10 Holdings

  1. TIAA-CREF Bond Plus Inst 39.91%

  2. TIAA-CREF Large-Cap Growth Inst 10.51%

  3. TIAA-CREF Large-Cap Value Instl 10.28%

  4. TIAA-CREF Growth & Income Instl 9.38%

  5. TIAA-CREF International Eq Instl 4.69%

  6. TIAA-CREF Quant Large-Cap Growth Instl 4.66%

  7. TIAA-CREF International Opps Instl 3.89%

  8. TIAA-CREF Emerging Markets Eq Instl 3.86%

  9. TIAA-CREF Quant Intl Eq Institutional 3.64%

  10. TIAA-CREF Quant Large-Cap Value Instl 2.95%


Asset Allocation

Weighting Return Low Return High TSMLX % Rank
Stocks
59.12% -18.54% 99.89% 40.42%
Bonds
36.92% -342.57% 261.66% 50.35%
Cash
3.80% -285.07% 453.71% 56.23%
Convertible Bonds
0.13% -0.09% 39.88% 56.48%
Other
0.03% -253.31% 51.84% 64.64%
Preferred Stocks
0.00% 0.00% 65.70% 99.24%

Stock Sector Breakdown

Weighting Return Low Return High TSMLX % Rank
Technology
13.94% -9.43% 28.91% 15.13%
Financial Services
9.21% -0.38% 47.66% 38.92%
Consumer Cyclical
8.51% -10.37% 33.33% 18.04%
Healthcare
7.52% -2.72% 24.64% 34.11%
Industrials
6.72% -0.28% 27.79% 29.37%
Consumer Defense
3.60% -1.62% 18.58% 51.27%
Basic Materials
3.17% -1.52% 21.64% 18.48%
Energy
2.70% -2.23% 32.61% 57.53%
Communication Services
1.41% -0.92% 7.52% 54.05%
Utilities
1.16% -0.60% 23.50% 64.68%
Real Estate
1.08% -3.85% 73.69% 71.14%

Stock Geographic Breakdown

Weighting Return Low Return High TSMLX % Rank
US
39.74% -20.21% 124.70% 43.71%
Non US
19.38% -91.46% 98.02% 26.50%

Bond Sector Breakdown

Weighting Return Low Return High TSMLX % Rank
Securitized
15.87% 0.00% 43.20% 21.38%
Corporate
12.72% 0.00% 93.54% 58.82%
Government
6.56% -203.24% 254.66% 68.37%
Cash & Equivalents
3.84% -278.69% 455.04% 50.28%
Municipal
1.84% 0.00% 99.76% 7.53%
Derivative
0.02% -190.53% 70.06% 22.20%

Bond Geographic Breakdown

Weighting Return Low Return High TSMLX % Rank
US
32.37% -337.34% 210.96% 48.13%
Non US
4.55% -84.44% 144.19% 45.41%

TSMLX - Expenses

Operational Fees

TSMLX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.44% 0.00% 11.64% 83.24%
Management Fee 0.10% 0.00% 2.50% 27.58%
12b-1 Fee 0.25% 0.00% 1.00% 54.42%
Administrative Fee N/A 0.00% 0.83% N/A

Sales Fees

TSMLX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 0.14% 5.75% N/A
Deferred Load N/A 1.00% 5.50% N/A

Trading Fees

TSMLX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 0.11% 2.00% N/A

Turnover Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

TSMLX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 10.00% 0.00% 6067.00% 8.67%

TSMLX - Distributions

Dividend Yield Analysis

TSMLX Category Low Category High TSMLX % Rank
Dividend Yield 0.01% 0.00% 0.31% 71.85%

Dividend Distribution Analysis

TSMLX Category Low Category High Category Mode
Dividend Distribution Frequency Quarterly Annually Monthly Quarterly

Dividend Payout History


Net Income Ratio Analysis

TSMLX Category Low Category High TSMLX % Rank
Net Income Ratio 1.67% -4.09% 6.99% 50.79%

Capital Gain Distribution Analysis

TSMLX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

TSMLX - Managers

Hans L. Erickson

Manager

Start Date

Tenure

Tenure Rank

Dec 09, 2011

7.39

7.4%

Erickson has been serving for Teachers Advisors Inc. as a managing director since 1996. Prior to that, Erickson joined Templeton Quantitative Advisers in 1990. Erickson was employed by Anderson Consulting from May 1989 through February 1990 and Morgan Stanley from June 1988 through May 1989.


John Cunniff

Manager

Start Date

Tenure

Tenure Rank

Dec 09, 2011

7.39

7.4%

John Cunniff is a managing director and Lifecycle portfolio manager for the TIAA organization. Mr. Cunniff currently manages investment strategies for TIAA’s Lifecycle and Managed Allocation portfolios. He joined the TIAA organization in 2006. Mr. Cunniff has 25 years of industry experience. Previously, he served as director of U.S. research at Morgan Stanley Investment Management and as a portfolio manager for both Van Kampen Investments and Franklin Templeton Investments. Mr. Cunniff earned a B.S. from Johns Hopkins University, an M.S.E. from Princeton University, and an M.B.A. from Columbia University. He is a member of the New York Society of Securities Analysts


Tenure Analysis

Category Low

0.0

Category High

38.35

Category Average

6.56

Category Mode

6.95