VRIVX: Vanguard Institutional Target Retirement 2025 Fund - MutualFunds.com
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Trending ETFs

Name

Price

Aum/Mkt Cap

YIELD & DIV

Exp Ratio

Watchlist

$29.60

-

1.56%

$0.46

0.09%

Vitals

YTD Return

7.8%

1 yr return

17.4%

3 Yr Avg Return

10.9%

5 Yr Avg Return

10.4%

Net Assets

$55 B

Holdings in Top 10

99.2%

52 WEEK LOW AND HIGH

$29.46
$25.28
$30.10

Expenses

OPERATING FEES

Expense Ratio 0.09%

SALES FEES

Front Load N/A

Deferred Load N/A

TRADING FEES

Turnover 24.00%

Redemption Fee N/A


Min Investment

Standard (Taxable)

$5,000,000

IRA

N/A


Fund Classification

Fund Type

Open End Mutual Fund

Investment Style

Target-Date 2025


Name

Price

Aum/Mkt Cap

YIELD & DIV

Exp Ratio

Watchlist

$29.60

-

1.56%

$0.46

0.09%

VRIVX - Profile

Distributions

  • YTD Total Return 7.8%
  • 3 Yr Annualized Total Return 10.9%
  • 5 Yr Annualized Total Return 10.4%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.28%
DIVIDENDS
  • Dividend Yield 1.6%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name
    Vanguard Institutional Target Retirement 2025 Fund
  • Fund Family Name
    Vanguard
  • Inception Date
    Jun 26, 2015
  • Shares Outstanding
    N/A
  • Share Class
    Inst
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    William Coleman

Fund Description

The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2025 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.


VRIVX - Performance

Return Ranking - Trailing

Period VRIVX Return Category Return Low Category Return High Rank in Category (%)
YTD 7.8% 0.4% 10.3% 27.12%
1 Yr 17.4% 6.9% 21.2% 35.12%
3 Yr 10.9%* 3.4% 12.3% 25.65%
5 Yr 10.4%* 4.7% 11.6% 20.51%
10 Yr N/A* 5.9% 10.5% N/A

* Annualized

Return Ranking - Calendar

Period VRIVX Return Category Return Low Category Return High Rank in Category (%)
2020 11.0% -8.5% 13.1% 8.48%
2019 16.8% 4.2% 17.0% 6.47%
2018 -7.4% -21.3% -5.3% 6.82%
2017 13.7% -36.9% 14.4% 1.21%
2016 5.5% -4.6% 6.9% 11.64%

Total Return Ranking - Trailing

Period VRIVX Return Category Return Low Category Return High Rank in Category (%)
YTD 7.8% 0.4% 10.3% 27.12%
1 Yr 17.4% 0.8% 21.2% 30.36%
3 Yr 10.9%* 1.6% 12.3% 24.06%
5 Yr 10.4%* 3.5% 11.6% 18.23%
10 Yr N/A* 5.3% 10.5% N/A

* Annualized

Total Return Ranking - Calendar

Period VRIVX Return Category Return Low Category Return High Rank in Category (%)
2020 11.0% -8.5% 13.1% 8.48%
2019 16.8% 4.2% 17.0% 6.47%
2018 -7.4% -19.8% -3.2% 50.57%
2017 13.7% -36.9% 18.4% 47.88%
2016 5.5% -2.6% 9.5% 66.44%

NAV & Total Return History


VRIVX - Holdings

Concentration Analysis

VRIVX Category Low Category High VRIVX % Rank
Net Assets 55 B 192 K 55 B 0.40%
Number of Holdings 6 2 635 93.12%
Net Assets in Top 10 54.3 B 112 K 54.3 B 0.40%
Weighting of Top 10 99.24% 43.3% 100.0% 12.44%

Top 10 Holdings

  1. Vanguard Total Stock Market Idx I 34.48%
  2. Vanguard Total Bond Market II Idx Inv 28.05%
  3. Vanguard Total Intl Stock Index Inv 23.03%
  4. Vanguard Total Intl Bd II Idx Admiral 11.81%
  5. Vanguard Shrt-Term Infl-Prot Sec Idx Adm 1.87%

Asset Allocation

Weighting Return Low Return High VRIVX % Rank
Stocks
57.55% 25.15% 64.45% 15.38%
Bonds
41.19% 5.83% 70.94% 48.18%
Cash
0.87% -26.63% 19.14% 95.14%
Convertible Bonds
0.36% 0.01% 4.21% 77.73%
Other
0.02% -1.95% 54.53% 66.40%
Preferred Stocks
0.00% 0.00% 0.61% 83.40%

Stock Sector Breakdown

Weighting Return Low Return High VRIVX % Rank
Technology
20.00% 14.36% 23.96% 20.24%
Financial Services
15.34% 12.18% 18.11% 32.39%
Healthcare
11.99% 10.01% 14.30% 60.32%
Consumer Cyclical
11.85% 8.88% 14.69% 53.85%
Industrials
10.86% 8.30% 14.93% 57.09%
Communication Services
8.92% 5.76% 10.68% 40.49%
Consumer Defense
6.56% 4.82% 10.84% 39.27%
Basic Materials
4.95% 2.91% 6.27% 28.74%
Real Estate
3.72% 1.82% 13.84% 54.66%
Energy
3.24% 1.78% 6.04% 36.03%
Utilities
2.58% 0.40% 6.23% 41.30%

Stock Geographic Breakdown

Weighting Return Low Return High VRIVX % Rank
US
34.33% 16.50% 47.26% 40.08%
Non US
23.22% 7.41% 29.06% 15.79%

Bond Sector Breakdown

Weighting Return Low Return High VRIVX % Rank
Government
58.09% 18.97% 93.95% 2.43%
Corporate
23.08% 1.08% 50.67% 59.51%
Securitized
16.21% 0.00% 33.88% 57.89%
Cash & Equivalents
2.15% 0.44% 46.32% 97.17%
Municipal
0.48% 0.00% 20.70% 25.10%
Derivative
0.00% 0.00% 27.14% 79.35%

Bond Geographic Breakdown

Weighting Return Low Return High VRIVX % Rank
US
27.92% 5.71% 62.90% 92.31%
Non US
13.27% -18.44% 13.99% 0.81%

VRIVX - Expenses

Operational Fees

VRIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.09% 0.06% 1.77% 97.98%
Management Fee 0.00% 0.00% 0.79% 9.52%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.30% N/A

Sales Fees

VRIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

VRIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VRIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 24.00% 1.00% 161.00% 24.24%

VRIVX - Distributions

Dividend Yield Analysis

VRIVX Category Low Category High VRIVX % Rank
Dividend Yield 1.56% 0.00% 0.13% 37.35%

Dividend Distribution Analysis

VRIVX Category Low Category High Category Mod
Dividend Distribution Frequency Annually Annually Quarterly Annually

Net Income Ratio Analysis

VRIVX Category Low Category High VRIVX % Rank
Net Income Ratio 2.28% -0.13% 5.03% 14.15%

Capital Gain Distribution Analysis

VRIVX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Annually Annually

Dividend Payout History

View More +

VRIVX - Fund Manager Analysis

Managers

William Coleman


Start Date

Tenure

Tenure Rank

Jun 26, 2015

6.19

6.2%

William A. Coleman, CFA, Portfolio Manager at Vanguard. He has worked in investment management since joining Vanguard in 2006 and has co-managed the Conservative Allocation and Moderate Allocation Portfolios since 2013. Education: B.S., King’s College; M.S., Saint Joseph’s University.

Walter Nejman


Start Date

Tenure

Tenure Rank

Jun 26, 2015

6.19

6.2%

Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005; has worked in investment management since 2008; and has co-managed the Communication Services Index, Health Care Index, Industrials Index, and Information Technology Index Funds since 2015. Education: B.A., Arcadia University; M.B.A., Villanova University.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.07 16.84 5.11 1.67