How Smart Beta Could Help in a Frothy Market?
Justin Kuepper
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Let’s take a closer look at smart beta funds, strategies for frothy markets...
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In case if you are wondering whether mutual funds are right for you at all, you should read why mutual funds, in general, should be a part of your portfolio.
Target-date funds have become a particularly attractive option for those with little expertise in investing. For most retirement savers, they work especially well since they invest heavily in stocks in the early years before transitioning to a more conservative allocation as retirement nears.
Many savers, however, mistakenly believe that target-date funds offer a lifetime income benefit. One of the things that target-date funds don’t do is address the needs of those seeking a guaranteed monthly income. A few fund companies have begun introducing annuities to their target-date funds to provide a guaranteed income component. The Department of Labor (DOL) has stipulated that these funds must maintain liquidity in order to be included.
Check out our Target-Date Funds section to learn more about these funds.
Make sure that you are not oversimplifying the way target-date funds might operate. Click here to know the due diligence process.
Annuities may have trouble gaining acceptance within target-date funds for a few reasons.
TIAA is one company that has begun introducing annuities into its Target-Date Plus Models. They offer a combination of equities, fixed income and annuities in order to provide a long-term income stream. Within a retirement plan, TIAA offers employers target-date funds with the flexibility to match the needs of their employer base by offering custom glide paths and rebalancing specifications, but with the added benefit of offering options with lifetime income security.
Blackrock is another asset manager that has incorporated annuities into its series of target-date funds. As defined benefit plans such as pensions continue to disappear, Blackrock has begun using annuities as a means of adding predictability to retirement income streams.
Want to know how the difference between a readymade and a customized target-date fund? Check out this article to learn more.
Be sure check our News section to keep track of the recent fund performances.
Receive email updates about best performers, news, CE accredited webcasts and more.
Justin Kuepper
|
Let’s take a closer look at smart beta funds, strategies for frothy markets...
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Check out our latest edition of mutual funds scorecard.
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Find out why $30 trillon is invested in mutual funds.
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Find out why $30 trillon is invested in mutual funds.
Download our free report
Find out why $30 trillon is invested in mutual funds.
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In case if you are wondering whether mutual funds are right for you at all, you should read why mutual funds, in general, should be a part of your portfolio.
Target-date funds have become a particularly attractive option for those with little expertise in investing. For most retirement savers, they work especially well since they invest heavily in stocks in the early years before transitioning to a more conservative allocation as retirement nears.
Many savers, however, mistakenly believe that target-date funds offer a lifetime income benefit. One of the things that target-date funds don’t do is address the needs of those seeking a guaranteed monthly income. A few fund companies have begun introducing annuities to their target-date funds to provide a guaranteed income component. The Department of Labor (DOL) has stipulated that these funds must maintain liquidity in order to be included.
Check out our Target-Date Funds section to learn more about these funds.
Make sure that you are not oversimplifying the way target-date funds might operate. Click here to know the due diligence process.
Annuities may have trouble gaining acceptance within target-date funds for a few reasons.
TIAA is one company that has begun introducing annuities into its Target-Date Plus Models. They offer a combination of equities, fixed income and annuities in order to provide a long-term income stream. Within a retirement plan, TIAA offers employers target-date funds with the flexibility to match the needs of their employer base by offering custom glide paths and rebalancing specifications, but with the added benefit of offering options with lifetime income security.
Blackrock is another asset manager that has incorporated annuities into its series of target-date funds. As defined benefit plans such as pensions continue to disappear, Blackrock has begun using annuities as a means of adding predictability to retirement income streams.
Want to know how the difference between a readymade and a customized target-date fund? Check out this article to learn more.
Be sure check our News section to keep track of the recent fund performances.
Receive email updates about best performers, news, CE accredited webcasts and more.
Justin Kuepper
|
Let’s take a closer look at smart beta funds, strategies for frothy markets...
News
Iuri Struta
|
Check out our latest edition of mutual funds scorecard.
Kristan Wojnar, RCC™
|
This week we are diving into the subjects of infographics, words that can...
Find out why $30 trillon is invested in mutual funds.
Download our free report
Find out why $30 trillon is invested in mutual funds.
Download our free report
Find out why $30 trillon is invested in mutual funds.
Mutual Fund Education
Justin Kuepper
|
Let's take a closer look at how ESG investments have outperformed during the...
Mutual Fund Education
Daniel Cross
|
While CITs and mutual funds share many similarities, there are some key differences...
Mutual Fund Education
Sam Bourgi
|
The phrase ‘bear market’ has been thrown around a lot lately, but it...