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Name

As of 12/19/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

Voya Target In-Retirement Fund

VRRFX | Fund

$10.59

$111 M

2.85%

$0.30

0.97%

Vitals

YTD Return

6.1%

1 yr return

6.9%

3 Yr Avg Return

0.1%

5 Yr Avg Return

2.9%

Net Assets

$111 M

Holdings in Top 10

94.4%

52 WEEK LOW AND HIGH

$10.6
N/A
N/A

Expenses

OPERATING FEES

Expense Ratio 0.97%

SALES FEES

Front Load N/A

Deferred Load N/A

TRADING FEES

Turnover 86.00%

Redemption Fee N/A

Min Investment

Standard (Taxable)

$0

IRA

N/A

Fund Classification

Fund Type

Open End Mutual Fund

Name

As of 12/19/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

Voya Target In-Retirement Fund

VRRFX | Fund

$10.59

$111 M

2.85%

$0.30

0.97%

VRRFX - Profile

Distributions

  • YTD Total Return 6.1%
  • 3 Yr Annualized Total Return 0.1%
  • 5 Yr Annualized Total Return 2.9%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.49%
DIVIDENDS
  • Dividend Yield 2.8%
  • Dividend Distribution Frequency Annual

Fund Details

  • Legal Name
    Voya Target In-Retirement Fund
  • Fund Family Name
    Voya mutual funds
  • Inception Date
    Jun 01, 2018
  • Shares Outstanding
    N/A
  • Share Class
    R
  • Currency
    USD
  • Domiciled Country
    US
  • Manager
    Paul Zemsky

Fund Description

The Fund invests primarily in a combination of underlying funds, which are actively managed funds or passively managed funds (index funds), including exchange-traded funds (“ETFs”) (collectively, the “Underlying Funds”). The Underlying Funds may or may not be affiliated with the Investment Adviser. The Underlying Funds invest in U.S. stocks, international stocks, U.S. bonds, and other debt instruments and the Fund uses an asset allocation strategy designed for investors who are expecting to retire soon, are already retired or who are in need of making withdrawals from their portfolio soon. The Fund's current approximate target investment allocation (expressed as a percentage of its net assets) (the “Target Allocation”) among the Underlying Funds is: 35% in equity securities and 65% in debt instruments. Although this is the Target Allocation, the actual allocation of the Fund's assets may deviate from the percentages shown.The allocation of the Fund’s assets between Underlying Funds affiliated with the Investment Adviser and Underlying Funds that are not affiliated with the Investment Adviser will vary over time, although the sub-adviser (the “Sub-Adviser”) currently expects to invest, under normal circumstances, at least 10% of the Fund’s assets, and as much as 85%, in Underlying Funds affiliated with the Investment Adviser.When investing in Underlying Funds, the Sub-Adviser takes into account a wide variety of factors and considerations, including among other things the investment strategy employed in the management of a potential Underlying Fund, and the extent to which an Underlying Fund’s investment adviser considers environmental, social, and governance (“ESG”) factors as part of its investment process. The manner in which an investment adviser uses ESG factors in its investment process will be only one of many considerations in the Sub-Adviser’s evaluation of any potential Underlying Fund, and the extent to which the consideration of ESG factors by an investment adviser will affect the Sub-Adviser’s decision to invest in an Underlying Fund, if at all, will depend on the analysis and judgment of the Sub-Adviser.The Target Allocation is measured with reference to the principal investment strategies of the Underlying Funds; actual exposure to equity securities and debt instruments will vary from the Target Allocation if an Underlying Fund is not substantially invested in accordance with its principal investment strategy. The Fund will deviate from the Target Allocation based on an assessment of the current market conditions or other factors. Generally, the deviations fall within the range of +/- 10% of the Fund’s NAV, relative to the current Target Allocation. The Sub-Adviser may determine, in light of market conditions or other factors, to deviate by a wider margin in order to protect the Fund, achieve its investment objective, or take advantage of particular opportunities.The Underlying Funds provide exposure to a wide range of traditional asset classes which include, but are not limited to: stocks, bonds, and cash and non-traditional asset classes (also known as alternative strategies) which include, but are not limited to: real estate, commodities, and floating rate loans.Equity securities in which the Underlying Funds invest include, but are not limited to: domestic and international large-, mid-, and small-capitalization stocks (which may be growth oriented, value oriented, or a blend); emerging market securities; domestic and international real estate-related securities, including real estate investment trusts (“REITs”); and natural resource/commodity-related securities.Debt instruments in which the Underlying Funds invest include, but are not limited to: domestic and international (including emerging markets) long-, intermediate-, and short-term bonds; high-yield bonds commonly referred to as “junk bonds;” floating rate loans; and U.S. Treasury Inflation Protected Securities.The Fund may invest in exchange-traded notes.The Fund may also invest in derivative instruments including, but not limited to, futures and swaps (including interest rate swaps, total return swaps, and credit default swaps), to make tactical asset allocations, as a substitute for taking a position in the underlying asset, to seek to minimize risk, and to assist in managing cash.The Target Allocation may be changed at any time by the Sub-Adviser.
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VRRFX - Performance

Return Ranking - Trailing

Period VRRFX Return Category Return Low Category Return High Rank in Category (%)
YTD 6.1% -0.5% 11.7% 47.80%
1 Yr 6.9% -0.4% 10.6% 45.60%
3 Yr 0.1%* -3.8% 4.1% 77.90%
5 Yr 2.9%* 0.4% 5.5% 57.59%
10 Yr N/A* 1.7% 5.5% N/A

* Annualized

Return Ranking - Calendar

Period VRRFX Return Category Return Low Category Return High Rank in Category (%)
2023 7.2% -9.8% 12.8% 34.62%
2022 -17.8% -38.3% -3.8% 80.22%
2021 -3.3% -9.1% 10.3% 78.89%
2020 6.6% -13.4% 12.6% 29.56%
2019 7.1% -1.1% 13.9% 72.18%

Total Return Ranking - Trailing

Period VRRFX Return Category Return Low Category Return High Rank in Category (%)
YTD 6.1% -0.5% 11.7% 47.80%
1 Yr 6.9% -0.4% 10.6% 45.60%
3 Yr 0.1%* -3.8% 4.1% 77.90%
5 Yr 2.9%* 0.4% 5.5% 57.59%
10 Yr N/A* 1.7% 5.5% N/A

* Annualized

Total Return Ranking - Calendar

Period VRRFX Return Category Return Low Category Return High Rank in Category (%)
2023 13.3% -9.8% 15.4% 10.99%
2022 -7.5% -16.9% -2.9% 14.84%
2021 8.5% -3.8% 10.3% 13.33%
2020 15.5% -13.4% 16.6% 2.52%
2019 16.2% 6.9% 25.2% 12.03%

NAV & Total Return History

VRRFX - Holdings

Concentration Analysis

VRRFX Category Low Category High VRRFX % Rank
Net Assets 111 M 3.58 M 35.6 B 68.85%
Number of Holdings 14 2 1478 68.85%
Net Assets in Top 10 52.1 M 3.08 M 36.5 B 71.04%
Weighting of Top 10 94.43% 4.6% 124.2% 32.57%

Top 10 Holdings

  1. Voya Intermediate Bond Fund 26.63%
  2. Nuveen SP 500 Index Fund 20.72%
  3. iShares Core U.S. Aggregate Bond ETF 13.88%
  4. Schwab US TIPS ETF 9.82%
  5. Vanguard FTSE Developed Markets ETF 5.57%
  6. Vanguard Short-Term Bond ETF 4.87%
  7. SPDR Portfolio High Yield Bond ETF 3.91%
  8. Vanguard Short-Term Corporate Bond ETF 3.90%
  9. iShares Core SP Mid-Cap ETF 3.03%
  10. Voya Multi-Manager International Equity Fund 2.11%

Asset Allocation

Weighting Return Low Return High VRRFX % Rank
Stocks 		99.84% 0.00% 100.21% 28.42%
Convertible Bonds 		1.67% 0.00% 5.65% 7.65%
Cash 		0.16% -24.70% 53.61% 74.86%
Preferred Stocks 		0.00% 0.00% 11.70% 43.17%
Other 		0.00% -0.01% 5.62% 43.17%
Bonds 		0.00% 0.00% 109.30% 72.68%

Stock Sector Breakdown

Weighting Return Low Return High VRRFX % Rank
Technology 		21.89% 16.20% 25.61% 7.43%
Financial Services 		13.97% 11.53% 20.26% 81.08%
Healthcare 		12.20% 6.38% 14.87% 40.54%
Consumer Cyclical 		11.11% 4.61% 13.00% 39.86%
Industrials 		9.89% 7.75% 12.84% 77.70%
Communication Services 		8.42% 4.20% 8.42% 1.35%
Consumer Defense 		7.06% 4.27% 8.57% 30.41%
Energy 		4.57% 2.88% 13.48% 39.86%
Basic Materials 		4.37% 2.71% 8.17% 74.32%
Real Estate 		3.42% 1.86% 19.30% 72.30%
Utilities 		3.11% 1.85% 8.79% 23.65%

Stock Geographic Breakdown

Weighting Return Low Return High VRRFX % Rank
US 		99.84% 0.00% 100.21% 28.42%
Non US 		0.00% 0.00% 17.40% 46.45%

VRRFX - Expenses

Operational Fees

VRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.97% 0.05% 13.27% 31.32%
Management Fee 0.18% 0.00% 0.78% 54.39%
12b-1 Fee 0.50% 0.00% 1.00% 70.31%
Administrative Fee N/A 0.01% 0.29% N/A

Sales Fees

VRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 2.75% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

VRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 86.00% 0.00% 121.26% 94.77%

VRRFX - Distributions

Dividend Yield Analysis

VRRFX Category Low Category High VRRFX % Rank
Dividend Yield 2.85% 0.00% 9.37% 50.82%

Dividend Distribution Analysis

VRRFX Category Low Category High Category Mod
Dividend Distribution Frequency Annual Monthly Monthly Monthly

Net Income Ratio Analysis

VRRFX Category Low Category High VRRFX % Rank
Net Income Ratio 1.49% -0.06% 5.71% 64.33%

Capital Gain Distribution Analysis

VRRFX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Semi-Annually Semi-Annually Semi-Annually

Distributions History

View More +

VRRFX - Fund Manager Analysis

Managers

Paul Zemsky

Start Date

Tenure

Tenure Rank

Dec 20, 2012

9.45

9.5%

Paul Zemsky is the chief investment officer and founder of the Multi-Asset Strategies and Solutions Team (MASS) at Voya Investment Management. He is responsible for the firm’s suite of value-added, customized and off-the-shelf products and solutions that are supported by the team’s asset allocation, manager research, quantitative research, portfolio implementation and multi-manager capabilities. Prior to joining the firm, he co-founded CaliberOne Private Funds Management, a macro hedge fund. Paul began his career at JPMorgan Investment Management, where he held a number of key positions, including head of investments for over $300 Billion of Fixed Income assets. Paul is a member of the firm’s Management Committee and a board member of Pomona Capital. He holds a dual degree in finance and electrical engineering from the Management and Technology Program at the University of Pennsylvania and holds the Chartered Financial Analyst® designation.

Barbara Reinhard

Start Date

Tenure

Tenure Rank

Sep 30, 2019

2.67

2.7%

Barbara Reinhard CFA, Portfolio Manager, joined Voya in 2016. Ms. Reinhard is the head of asset allocation for Multi-Asset Strategies and Solutions (“MASS”) at Voya Investment Management. In this role, she is responsible for strategic and tactical asset allocation decisions for the MASS team’s multi-asset strategies. Prior to joining Voya, Ms. Reinhard was the chief investment officer for Credit Suisse Private Bank in the Americas from 2011 to 2016. In that role, she managed discretionary multi-asset portfolios, was a member of the global asset allocation committee, and the pension investment committee. Prior to that, Ms. Reinhard spent 20 years of her career at Morgan Stanley.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 17.59 6.41 3.75

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