Becoming the Top 1% of Mutual Fund Investors

Welcome to

Please help us personalize your experience and select the one that best describes you.

Your personalized experience is almost ready.

Join other Individual Investors receiving FREE personalized market updates and research. Join other Institutional Investors receiving FREE personalized market updates and research. Join other Financial Advisors receiving FREE personalized market updates and research.

Thank you!

Check your email and confirm your subscription to complete your personalized experience.

Thank you for your submission

We hope you enjoy your experience


Find the latest content and information here about the 2019 Charles Schwab Impact Conference.


Receive email updates about fund flows, news, upcoming CE accredited webcasts from industry thought leaders and more.

Content focused on helping financial advisors build successful client relationships and grow their business.

Content geared towards helping financial advisors build better client portfolios.

Get insights on the industry trends and investment news from leading fund managers and experts.

stock market diagram


Becoming the Top 1% of Mutual Fund Investors

Jul 21, 2014

In covering the markets from a trader’s standpoint, and then as a long-term investor and financial web entrepreneur, I can tell you that to get a true sense of investing success, long-term is really the only game a mutual fund investor needs to think about.
What that entails is not a glamorous road, but one that, if remained on, will bring financial prosperity others who decide to avoid investing in the stock market will never achieve. It will require a financial capital investing endurance through the best and worst of market cycles.

Staying the Course

The day-after-day mental grind that often defeats most traders is something long-term mutual fund investors never have to confront. In fact, if one can withstand the ability to buy in the face of the worst financial crisis or whatever events take markets down precipitously, you will almost be guaranteed to end up with the most envious of stock market investors.

To have the discipline to look at sell-offs as better entry points is the correct approach and one that will pay big dividends over the course of an investing lifetime. In 2008, as the financial crisis was gripping Wall Street, equity prices in some of the best-known brands were down 20%, 30%, and some even 40% off their all-time highs. Stocks were on sale! Fast forward several years later and those investors who understood that the move lower tends to not last long, went about their business and just kept putting money to work.

Putting It in Perspective

The best example I can give is none other than the Vanguard Total Stock Market Mutual Fund (VTSMX), which hit a low of $16.60 on Mar.6, 2009, and today is trading at $49.70. That’s nearly a triple off the bottom! There are many more examples of funds that have done even better. Unfortunately I know of plenty of investors that panicked and could not avoid watching the financial media’s blow-by-blow accounts, making a reason to sell that much easier.

The Bottom Line

To remain and ultimately be in the top 1% of mutual fund investors, you must accept the challenge of the stock market’s cycles and mood swings. The financial rewards will be well worth it!

Sign up for Advisor Access

Receive email updates about best performers, news, CE accredited webcasts and more.

Popular Articles

Download Our Free Report

Why 30 trillion is invested in mutual funds book