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VTTVX Vanguard Target Retirement 2025 Inv

  • Fund
  • VTTVX
  • Price as of: Sep 22, 2017
  • $18.21
  • + $0.02
  • + 0.11%
  • Category
  • Target Retirement Date

VTTVX - Profile

Vitals

  • YTD Return 11.4%
  • 3 Yr Annualized Return 5.5%
  • 5 Yr Annualized Return 9.1%
  • Net Assets $36.5 B
  • Holdings in Top 10 100.0%

52 WEEK LOW AND HIGH

$18.21
$16.29
$18.22

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.00%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 15.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

STANDARD (TAXABLE)

$1,000

IRA

$1,000

Investment Themes

CATEGORY

Target Retirement Date
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date 2025

Distributions

  • YTD Total Return 11.4%
  • 3 Yr Annualized Total Return 5.5%
  • 5 Yr Annualized Total Return 9.1%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.18%
DIVIDENDS
  • Dividend Yield 0.3%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name Vanguard Target Retirement 2025 Fund
  • Fund Family Name Vanguard
  • Inception Date Oct 27, 2003
  • Shares Outstanding N/A
  • Share Class Inv
  • Currency USD
  • Domiciled Country United States
  • Manager Walter Nejman

Fund Description

The Vanguard Target Retirement 2025 Fund Investor Shares (VTTVX) is a target-date fund of funds. Using a specified glide path, VTTVX invests in four other Vanguard index funds. The fund provides exposure to both domestics stocks of all market caps as well as international stocks. Additionally, both domestic and foreign investment-grade bonds are included in the fund’s holdings. As VTTVX approaches 2025, it will reduce its exposure to equities and increase its holdings in fixed-income securities.

Expenses for the fund are low. Given its all-encompassing approach to retirement investing, VTTVX is perfect as a core option for investors.

VTTVX - Performance

Return Ranking - Trailing

Period VTTVX Return Category Return Low Category Return High Rank in Category (%) Quintile
YTD 11.4% -40.4% 434.9% 40.58% 3
1 Yr 10.9% -20.8% 17.6% 49.74% 3
3 Yr 5.5% * -1.6% 7.5% 34.05% 2
5 Yr 9.1% * -0.1% 12.1% 41.21% 3
10 Yr 5.4% * 0.5% 6.6% 17.76% 1

* Annualized


Return Ranking - Calendar

Period VTTVX Return Category Return Low Category Return High Rank in Category (%) Quintile
2016 4.7% -17.1% 8.3% 20.31% 2
2015 -5.5% -33.1% 7.6% 43.53% 3
2014 5.0% -33.3% 21.0% 5.09% 1
2013 15.9% -8.5% 23.9% 31.71% 2
2012 10.8% -10.4% 15.8% 35.76% 2

Total Return Ranking - Trailing

Period VTTVX Return Category Return Low Category Return High Rank in Category (%) Quintile
YTD 11.4% -40.4% 434.9% 40.58% 3
1 Yr 10.9% -23.4% 21.2% 44.12% 3
3 Yr 5.5% * -1.3% 13.0% 31.18% 2
5 Yr 9.1% * -1.3% 12.1% 38.33% 2
10 Yr 5.4% * -0.1% 6.6% 16.89% 1

* Annualized


Total Return Ranking - Calendar

Period VTTVX Return Category Return Low Category Return High Rank in Category (%) Quintile
2016 4.7% -17.1% 9.3% 31.98% 2
2015 -0.8% -25.3% 7.9% 28.11% 2
2014 7.7% -4.8% 35.8% 8.84% 1
2013 20.3% -6.7% 49.0% 50.88% 3
2012 15.5% -13.8% 43.6% 60.63% 4

NAV & Total Return History

VTTVX - Holdings

Filings data as of: Aug 31, 2017

Concentration Analysis

VTTVX Category Low Category High VTTVX % Rank Quintile
Net Assets 36.5 B 437 K 36.5 B 0.05% 1
Number of Holdings 5 2 9892 3.84% 5
Net Assets in Top 10 36.5 B 178 K 36.5 B 0.05% 1
Weighting of Top 10 100.0% 2.3% 111.6% 0.67% 1

Top 10 Holdings

  1. Vanguard Total Stock Mkt Idx Inv 38.49%
  2. Vanguard Total Bond Market II Idx Inv 25.08%
  3. Vanguard Total Intl Stock Index Inv 25.74%
  4. Vanguard Total Intl Bd Idx Investor 10.69%

Asset Allocation

Weighting Category Low Category High VTTVX % Rank Quintile
Stocks
62.49% 0.49% 98.40% 16.41% 3
Bonds
34.47% 0.00% 101.10% 10.33% 2
Cash
1.60% -32.35% 97.05% 19.31% 4
Other
1.40% -3.52% 47.06% 9.40% 3
Preferred Stocks
0.03% 0.00% 7.99% 2.75% 4
Convertible Bonds
0.01% 0.00% 4.38% 3.01% 3

Stock Sector Breakdown

Weighting Category Low Category High VTTVX % Rank Quintile
Financial Services
11.35% 0.18% 19.16% 11.27% 3
Technology
10.22% 0.02% 18.73% 11.84% 3
Healthcare
7.33% 0.04% 17.05% 11.79% 3
Industrials
7.14% 0.04% 12.35% 10.96% 3
Consumer Cyclical
6.95% 0.03% 14.39% 12.62% 3
Consumer Defense
5.32% 0.03% 11.77% 9.77% 3
Energy
3.50% 0.07% 8.23% 8.26% 3
Basic Materials
3.47% 0.03% 8.74% 7.32% 3
Communication Services
2.46% 0.04% 4.23% 6.03% 3
Real Estate
2.43% 0.03% 21.90% 11.69% 3
Utilities
1.97% 0.01% 5.41% 6.34% 3

Stock Geographic Breakdown

Weighting Category Low Category High VTTVX % Rank Quintile
US
38.02% 0.06% 80.98% 16.87% 4
Non US
24.47% 0.00% 54.00% 11.73% 3

Bond Sector Breakdown

Weighting Category Low Category High VTTVX % Rank Quintile
Government
18.88% -27.29% 93.78% 5.04% 1
Corporate
8.56% 0.00% 53.64% 13.97% 3
Securitized
5.99% 0.00% 24.93% 11.79% 3
Cash & Equivalents
1.60% -46.20% 97.04% 20.35% 4
Municipal
0.21% 0.00% 7.56% 3.53% 2
Derivative
0.00% -30.52% 57.07% 3.17% 2

Bond Geographic Breakdown

Weighting Category Low Category High VTTVX % Rank Quintile
US
22.20% -4.11% 93.78% 13.14% 3
Non US
12.27% 0.00% 30.18% 2.23% 1

VTTVX - Expenses

Operational Fees

VTTVX Fees (% of AUM) Category Low Category High Rank in Category (%) Quintile
Expense Ratio 0.00% 0.00% 14.71% 16.25% 1
Management Fee 0.00% 0.00% 0.93% 3.82% 1
12b-1 Fee N/A 0.00% 1.00% N/A N/A
Administrative Fee N/A 0.00% 0.40% N/A N/A

Sales Fees

VTTVX Fees (% of AUM) Category Low Category High VTTVX Rank Quintile
Front Load N/A 3.50% 5.75% N/A N/A
Deferred Load N/A 0.50% 5.00% N/A N/A

Trading Fees

VTTVX Fees (% of AUM) Category Low Category High VTTVX Rank Quintile
Max Redemption Fee N/A 2.00% 2.00% N/A N/A

Turnover Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VTTVX Fees (% of AUM) Category Low Category High VTTVX Rank Quintile
Turnover 15.00% 0.00% 333.00% 6.44% 2

VTTVX - Distributions

Dividend Yield Analysis

VTTVX Category Low Category High VTTVX % Rank Quintile
Dividend Yield 0.3% 0.00% 1.21% 16.19% 2

Dividend Distribution Analysis

VTTVX Category Low Category High Category Mode
Dividend Distribution Frequency Annually Annually Monthly Annually

Dividend Payout History


Net Income Ratio Analysis

VTTVX Category Low Category High VTTVX % Rank Quintile
Net Income Ratio 2.18% -0.93% 7.13% 6.85% 1

Capital Gain Distribution Analysis

VTTVX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Daily Annually

VTTVX - Managers

Walter Nejman

Manager

Start Date

Feb 22, 2013

Tenure

4.52

Tenure Rank

1.5%

Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005, has worked in investment management since 2008Education: B.A., Arcadia University; M.B.A., Villanova University.


William A. Coleman

Manager

Start Date

Feb 22, 2013

Tenure

4.52

Tenure Rank

1.5%

William Coleman, Portfolio Manager. He has worked in investment management since joining Vanguard in 2006. Education: B.S., King’s College; M.B.A., St. Joseph’s University.


Tenure Analysis

Category Low

0.0

Category High

14.9

Category Average

5.05

Category Mode

2.7