Goldman Sachs Target Date 2045 Instl
Name
As of 12/20/2022Price
Aum/Mkt Cap
YIELD
Exp Ratio
Watchlist
Vitals
YTD Return
-27.1%
1 yr return
-28.4%
3 Yr Avg Return
-3.2%
5 Yr Avg Return
-2.7%
Net Assets
$10.4 M
Holdings in Top 10
92.4%
52 WEEK LOW AND HIGH
Expenses
OPERATING FEES
Expense Ratio 0.27%
SALES FEES
Front Load N/A
Deferred Load N/A
TRADING FEES
Turnover 13.00%
Redemption Fee N/A
Min Investment
Standard (Taxable)
$1,000,000
IRA
N/A
Fund Classification
Fund Type
Open End Mutual Fund
Name
As of 12/20/2022Price
Aum/Mkt Cap
YIELD
Exp Ratio
Watchlist
GTIQX - Profile
Distributions
- YTD Total Return -27.1%
- 3 Yr Annualized Total Return -3.2%
- 5 Yr Annualized Total Return -0.5%
- Capital Gain Distribution Frequency Annually
- Net Income Ratio 1.55%
- Dividend Yield 1.5%
- Dividend Distribution Frequency Monthly
Fund Details
-
Legal NameGoldman Sachs Target Date 2045 Portfolio
-
Fund Family NameGoldman Sachs
-
Inception DateAug 22, 2016
-
Shares OutstandingN/A
-
Share ClassInst
-
CurrencyUSD
-
Domiciled CountryUnited States
-
ManagerNeill Nuttall
Fund Description
GTIQX - Performance
Return Ranking - Trailing
Period | GTIQX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
YTD | -27.1% | -37.4% | -10.4% | 88.74% |
1 Yr | -28.4% | -37.5% | 2.9% | 84.42% |
3 Yr | -3.2%* | -11.8% | 11.1% | 58.65% |
5 Yr | -2.7%* | -11.5% | 9.5% | 57.32% |
10 Yr | N/A* | -3.7% | 9.2% | N/A |
* Annualized
Return Ranking - Calendar
Period | GTIQX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
2023 | 13.6% | -4.7% | 18.7% | 16.82% |
2022 | 5.9% | 1.1% | 7.5% | 36.06% |
2021 | 4.1% | 1.7% | 7.4% | 79.37% |
2020 | -4.4% | -22.4% | -1.8% | 69.51% |
2019 | 2.3% | 1.8% | 7.0% | 83.01% |
Total Return Ranking - Trailing
Period | GTIQX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
YTD | -27.1% | -37.4% | -10.4% | 88.74% |
1 Yr | -28.4% | -37.5% | 2.9% | 84.85% |
3 Yr | -3.2%* | -11.8% | 11.1% | 58.65% |
5 Yr | -0.5%* | -10.3% | 9.5% | 53.05% |
10 Yr | N/A* | -2.1% | 9.2% | N/A |
* Annualized
Total Return Ranking - Calendar
Period | GTIQX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
2023 | 13.6% | -4.7% | 18.7% | 16.82% |
2022 | 5.9% | 1.1% | 7.5% | 36.06% |
2021 | 4.1% | 1.7% | 7.4% | 79.37% |
2020 | -1.8% | -17.7% | -1.4% | 7.32% |
2019 | 3.1% | 2.1% | 7.0% | 87.58% |
NAV & Total Return History
GTIQX - Holdings
Concentration Analysis
GTIQX | Category Low | Category High | GTIQX % Rank | |
---|---|---|---|---|
Net Assets | 10.4 M | 1.25 M | 63.9 B | 91.03% |
Number of Holdings | 19 | 2 | 560 | 53.42% |
Net Assets in Top 10 | 10.2 M | 844 K | 63.2 B | 87.61% |
Weighting of Top 10 | 92.38% | 38.2% | 100.0% | 33.66% |
Top 10 Holdings
Asset Allocation
Weighting | Return Low | Return High | GTIQX % Rank | |
---|---|---|---|---|
Stocks | 91.21% | 0.00% | 97.08% | 14.10% |
Bonds | 6.96% | 0.74% | 70.05% | 77.78% |
Cash | 1.80% | -5.77% | 27.10% | 73.50% |
Other | 0.02% | -1.01% | 17.70% | 77.35% |
Convertible Bonds | 0.01% | 0.00% | 1.09% | 95.30% |
Preferred Stocks | 0.00% | 0.00% | 0.38% | 73.08% |
Stock Sector Breakdown
Weighting | Return Low | Return High | GTIQX % Rank | |
---|---|---|---|---|
Technology | 19.69% | 14.05% | 23.99% | 33.62% |
Financial Services | 13.76% | 13.09% | 18.83% | 83.62% |
Healthcare | 12.04% | 10.69% | 14.59% | 66.38% |
Industrials | 11.38% | 9.12% | 12.31% | 29.31% |
Consumer Cyclical | 10.80% | 8.06% | 13.31% | 66.81% |
Communication Services | 7.62% | 5.69% | 10.23% | 28.88% |
Consumer Defense | 7.33% | 4.68% | 11.06% | 17.67% |
Energy | 5.80% | 2.33% | 6.54% | 5.17% |
Utilities | 4.34% | 1.89% | 8.09% | 1.72% |
Basic Materials | 4.22% | 3.18% | 6.86% | 80.17% |
Real Estate | 3.02% | 1.86% | 10.17% | 80.17% |
Stock Geographic Breakdown
Weighting | Return Low | Return High | GTIQX % Rank | |
---|---|---|---|---|
US | 56.20% | 0.00% | 70.31% | 41.88% |
Non US | 35.01% | 0.00% | 44.41% | 23.50% |
Bond Sector Breakdown
Weighting | Return Low | Return High | GTIQX % Rank | |
---|---|---|---|---|
Government | 57.28% | 11.67% | 67.01% | 4.70% |
Cash & Equivalents | 21.91% | 4.34% | 78.34% | 67.09% |
Corporate | 20.81% | 0.48% | 43.85% | 43.16% |
Derivative | 0.00% | 0.00% | 24.93% | 77.78% |
Securitized | 0.00% | 0.00% | 34.36% | 98.29% |
Municipal | 0.00% | 0.00% | 26.79% | 91.03% |
Bond Geographic Breakdown
Weighting | Return Low | Return High | GTIQX % Rank | |
---|---|---|---|---|
US | 3.51% | 0.70% | 45.33% | 91.88% |
Non US | 3.45% | 0.04% | 24.72% | 9.40% |
GTIQX - Expenses
Operational Fees
GTIQX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Expense Ratio | 0.27% | 0.06% | 1.87% | 85.41% |
Management Fee | 0.25% | 0.00% | 0.89% | 65.12% |
12b-1 Fee | N/A | 0.00% | 1.00% | N/A |
Administrative Fee | N/A | 0.01% | 0.29% | N/A |
Sales Fees
GTIQX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Front Load | N/A | 3.50% | 5.75% | N/A |
Deferred Load | N/A | 1.00% | 4.00% | N/A |
Trading Fees
GTIQX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Max Redemption Fee | N/A | N/A | N/A | N/A |
Related Fees
Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.
GTIQX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Turnover | 13.00% | 0.42% | 115.00% | 22.22% |
GTIQX - Distributions
Dividend Yield Analysis
GTIQX | Category Low | Category High | GTIQX % Rank | |
---|---|---|---|---|
Dividend Yield | 1.51% | 0.00% | 3.93% | 11.54% |
Dividend Distribution Analysis
GTIQX | Category Low | Category High | Category Mod | |
---|---|---|---|---|
Dividend Distribution Frequency | Monthly | Annually | Quarterly | Annually |
Net Income Ratio Analysis
GTIQX | Category Low | Category High | GTIQX % Rank | |
---|---|---|---|---|
Net Income Ratio | 1.55% | -0.42% | 3.87% | 26.76% |
Capital Gain Distribution Analysis
GTIQX | Category Low | Category High | Capital Mode | |
---|---|---|---|---|
Capital Gain Distribution Frequency | Annually | Annually | Semi-Annually | Annually |
Distributions History
Date | Amount | Type |
---|---|---|
Dec 31, 2021 | $0.205 | OrdinaryDividend |
Dec 31, 2020 | $0.172 | OrdinaryDividend |
Dec 31, 2019 | $0.243 | OrdinaryDividend |
Dec 11, 2019 | $0.917 | OrdinaryDividend |
Dec 31, 2018 | $0.296 | OrdinaryDividend |
Dec 28, 2017 | $0.187 | OrdinaryDividend |
Dec 29, 2016 | $0.088 | OrdinaryDividend |
GTIQX - Fund Manager Analysis
Managers
Neill Nuttall
Start Date
Tenure
Tenure Rank
May 31, 2019
3.0
3.0%
Neill Nuttall is a managing director and the chief investment officer of the Multi-Asset Solutions Group (MAS) in Goldman Sachs Asset Management (GSAM). He also serves as chairman of the MAS Investment Committee. Neill joined Goldman Sachs as a managing director in GSAM in 2014. Prior to joining the firm, Neill worked for almost 30 years at JPMorgan Asset Management (JPMAM) and its heritage firms, based for 14 years in Hong Kong and subsequently in London. From 2006, Neill served as chief investment officer and head of JPMAM’s Global Multi Asset Group (GMAG) and latterly as head of Asset Allocation for GMAG. Prior to joining GMAG, Neill served as a managing director and senior strategist within JPMAM’s Currency Group. Previous roles included senior investing positions at Jardine Fleming Investment Management in the International Multi-Asset Portfolios Group. Prior to joining JPMAM, Neill worked for Standard Chartered Bank in Hong Kong and Thailand. Neill earned a BA (Hons) in politics from the University of Exeter.
Siwen Wu
Start Date
Tenure
Tenure Rank
May 24, 2021
1.02
1.0%
Mr. Wu is a Vice President focusing on multi-asset funds and institutional portfolios within the Global Portfolio Solutions (GPS) Group in GSAM. Prior to joining GPS in 2014, Mr. Wu spent two years in the Market Risk Management Group at Goldman Sachs where he worked on risk analysis and capital efficiency projects for the Securities Division businesses.
Alexandra Wilson-Elizondo
Start Date
Tenure
Tenure Rank
Jan 03, 2022
0.41
0.4%
Alexandra Wilson-Elizondo Head of multi-asset funds and model portfolio management within the Multi-Asset Solutions Group; employed with Goldman Sachs Asset Management, L.P. since 2021; prior to 2021, employed by MacKay Shields as an Associate Director since 2015. Prior to joining MacKay Shields, Ms. Wilson-Elizondo was a Manager, Senior Trader, and ETF Trader at Vanguard, managing corporate credit for Vanguard’s index funds and with responsibilities in index management ETF construction and trading (2008 – 2015). Ms. Wilson-Elizondo received a BA from Haverford College.
Tenure Analysis
Category Low | Category High | Category Average | Category Mode |
---|---|---|---|
0.08 | 17.59 | 5.56 | 2.41 |