Name
As of 04/24/2024Price
Aum/Mkt Cap
YIELD
Exp Ratio
Watchlist
Vitals
YTD Return
-1.3%
1 yr return
0.7%
3 Yr Avg Return
-3.0%
5 Yr Avg Return
0.8%
Net Assets
$121 M
Holdings in Top 10
99.9%
52 WEEK LOW AND HIGH
Expenses
OPERATING FEES
Expense Ratio 2.74%
SALES FEES
Front Load N/A
Deferred Load N/A
TRADING FEES
Turnover 67.00%
Redemption Fee N/A
Min Investment
Standard (Taxable)
$0
IRA
N/A
Fund Classification
Fund Type
Open End Mutual Fund
Name
As of 04/24/2024Price
Aum/Mkt Cap
YIELD
Exp Ratio
Watchlist
PFADX - Profile
Distributions
- YTD Total Return -1.3%
- 3 Yr Annualized Total Return -3.0%
- 5 Yr Annualized Total Return 0.8%
- Capital Gain Distribution Frequency Annually
- Net Income Ratio 0.10%
- Dividend Yield 1.0%
- Dividend Distribution Frequency Annual
Fund Details
-
Legal NamePFG BNY Mellon® Diversifier Strategy Fund
-
Fund Family NameNavigator Funds
-
Inception DateDec 11, 2017
-
Shares OutstandingN/A
-
Share ClassR
-
CurrencyUSD
-
Domiciled CountryUS
-
ManagerJennifer Enstad
Fund Description
The Fund seeks to achieve its investment objective by investing more than 80% of the Funds assets, plus any amounts for borrowing, in shares of mutual funds or exchange-traded funds(ETFs) managed by The BNY Mellon Investor Solutions, LLC (BNY Mellon), under normal market circumstances (BNY Mellon Underlying Funds). The balance of the Funds net assets will be invested in BNY Mellon Underlying Funds or mutual funds or ETFs managed by advisers other than BNY Mellon (Other Underlying Funds), under normal market circumstances. Each BNY Mellon Underlying Fund and Other Underlying Fund invests primarily in equity securities of varying market capitalization regardless of country exposure and/or fixed-income securities issued by domestic and foreign corporations and government entities, of any maturity or credit quality, including high yield bonds (also known as junk bonds). The Fund defines high-yield fixed income securities as corporate bonds or other bonds or debt instruments that are generally rated lower than Baa3 by Moodys Investors Service, Inc. (Moodys) or lower than BBB- by Standard and Poors Rating Group (S&P). The Fund operates as a fund of funds.
In addition to equity and fixed income securities, Pacific Financial Group, LLC (the Adviser) may also invest in BNY Mellon Underlying Funds and Other Underlying Funds that invest in cash equivalents. The percentage of the Funds net assets allocated to equities, fixed-income securities, and cash equivalents will vary.
In selecting BNY Mellon Underlying Funds and Other Underlying Funds to purchase or sell, on behalf of the Fund, the Adviser utilizes information provided by BNY Mellon, including data and analysis about the BNY Mellon Underlying Funds and Other Underlying Funds. Although the Fund does not intend to focus its investments in any particular sector, its portfolio may be focused in certain sectors from time to time as a result of its investment process.
Further, in managing the Funds level of investment risk, the Adviser utilizes RiskPro®, a software technology developed by ProTools, LLC, an affiliate of the Adviser. Based on proprietary algorithms, RiskPro® provides an estimate of the range of gain or loss of a portfolio of securities over a forward-looking rolling twelve-month period. The higher the RiskPro estimate, the greater the level of volatility that the Fund may experience over a twelve-month period. RiskPros algorithms take into account, among other factors, the volatility of the portfolio over the prior twelve months; a comparison of the portfolios volatility over the prior twelve-month period, to the volatility of the S&P 500 Index; and the long-term volatility of the S&P 500 Index.
The Adviser utilizes RiskPro to manage the Funds volatility as a whole, and to assess the impact of the Funds investment in BNY Mellon Underlying Funds and Other Underlying Funds. In some circumstances, the Adviser may use RiskPro to identify specific BNY Mellon Underlying Funds or Other Underlying Funds in which to invest, on behalf of the Fund. For this Fund, the Advisers goal is to limit the Funds maximum range of total returns, over a twelve month period, to a gain or a loss of less than 15%. Depending on market conditions, the Funds potential gain or loss, as estimated by RiskPro®, may exceed 15% from time to time. The use of RiskPro allows investors to evaluate whether the expected volatility of the Fund, as estimated by RiskPro over a forward-looking rolling twelve-month period, is aligned with the investors level of comfort with investment risk.
PFADX - Performance
Return Ranking - Trailing
Period | PFADX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
YTD | -1.3% | -23.7% | 16.4% | 28.33% |
1 Yr | 0.7% | -8.9% | 48.3% | 70.17% |
3 Yr | -3.0%* | -2.2% | 16.4% | 91.76% |
5 Yr | 0.8%* | -0.7% | 13.4% | N/A |
10 Yr | N/A* | 0.9% | 11.8% | N/A |
* Annualized
Return Ranking - Calendar
Period | PFADX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
2023 | 2.6% | -40.8% | 20.6% | 69.18% |
2022 | -14.1% | -21.0% | 24.5% | 34.40% |
2021 | 0.4% | -24.2% | 27.8% | 91.59% |
2020 | 7.2% | -23.1% | 11.7% | 1.99% |
2019 | 6.6% | -100.0% | 20.6% | N/A |
Total Return Ranking - Trailing
Period | PFADX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
YTD | -1.3% | -23.7% | 16.4% | 27.47% |
1 Yr | 0.7% | -12.8% | 48.3% | 62.29% |
3 Yr | -3.0%* | -3.4% | 16.4% | 89.96% |
5 Yr | 0.8%* | -1.1% | 13.4% | N/A |
10 Yr | N/A* | 0.9% | 11.8% | N/A |
* Annualized
Total Return Ranking - Calendar
Period | PFADX Return | Category Return Low | Category Return High | Rank in Category (%) |
---|---|---|---|---|
2023 | 3.7% | -40.8% | 20.6% | 69.18% |
2022 | -9.5% | -21.0% | 24.5% | 34.40% |
2021 | 0.4% | -24.2% | 27.8% | 91.82% |
2020 | 7.3% | -23.1% | 11.7% | 9.18% |
2019 | 8.2% | -2.9% | 23.1% | N/A |
NAV & Total Return History
PFADX - Holdings
Concentration Analysis
PFADX | Category Low | Category High | PFADX % Rank | |
---|---|---|---|---|
Net Assets | 121 M | 1.12 M | 110 B | 68.68% |
Number of Holdings | 6 | 2 | 10961 | 98.75% |
Net Assets in Top 10 | 120 M | -31.7 M | 22 B | 50.10% |
Weighting of Top 10 | 99.95% | 10.8% | 100.0% | 2.88% |
Top 10 Holdings
- BNYM-INS C+-I 67.72%
- BNYM-GL R/R-I 24.94%
- BNYM-NAT RES-I 2.98%
- ISHARES GLOBAL INFRASTRUC 1.91%
- BNYM GLBL RL EST SEC-I 1.89%
- BLKR-LIQ FED-INS 0.51%
Asset Allocation
Weighting | Return Low | Return High | PFADX % Rank | |
---|---|---|---|---|
Stocks | 99.44% | -45.72% | 98.42% | 93.74% |
Convertible Bonds | 1.13% | 0.00% | 25.49% | 21.29% |
Cash | 0.56% | -97.12% | 185.58% | 17.33% |
Preferred Stocks | 0.00% | -0.03% | 14.00% | 76.20% |
Other | 0.00% | -1.25% | 197.12% | 26.10% |
Bonds | 0.00% | -39.76% | 93.84% | 6.89% |
Stock Sector Breakdown
Weighting | Return Low | Return High | PFADX % Rank | |
---|---|---|---|---|
Real Estate | 19.43% | 0.00% | 90.14% | 14.44% |
Energy | 15.26% | 0.00% | 38.61% | 14.44% |
Financial Services | 10.29% | 0.00% | 30.34% | 76.22% |
Industrials | 9.11% | 0.09% | 32.39% | 71.97% |
Consumer Cyclical | 8.80% | 0.00% | 20.84% | 48.20% |
Basic Materials | 8.76% | 0.00% | 60.23% | 19.32% |
Healthcare | 8.64% | 0.00% | 30.30% | 69.00% |
Technology | 8.00% | 0.00% | 39.48% | 78.77% |
Consumer Defense | 4.70% | 0.00% | 31.85% | 69.64% |
Communication Services | 3.76% | 0.00% | 28.59% | 78.13% |
Utilities | 3.25% | 0.00% | 40.29% | 43.74% |
Stock Geographic Breakdown
Weighting | Return Low | Return High | PFADX % Rank | |
---|---|---|---|---|
US | 99.44% | -4.82% | 95.75% | 93.74% |
Non US | 0.00% | -46.69% | 57.06% | 89.77% |
PFADX - Expenses
Operational Fees
PFADX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Expense Ratio | 2.74% | 0.16% | 2.71% | 0.21% |
Management Fee | 1.25% | 0.00% | 1.70% | 99.36% |
12b-1 Fee | 0.10% | 0.00% | 1.00% | 12.35% |
Administrative Fee | 0.70% | 0.01% | 0.70% | 100.00% |
Sales Fees
PFADX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Front Load | N/A | 0.00% | 5.75% | N/A |
Deferred Load | N/A | 1.00% | 5.50% | N/A |
Trading Fees
PFADX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Max Redemption Fee | N/A | 2.00% | 2.00% | N/A |
Related Fees
Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.
PFADX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
---|---|---|---|---|
Turnover | 67.00% | 0.00% | 441.00% | 56.46% |
PFADX - Distributions
Dividend Yield Analysis
PFADX | Category Low | Category High | PFADX % Rank | |
---|---|---|---|---|
Dividend Yield | 1.05% | 0.00% | 10.92% | 45.53% |
Dividend Distribution Analysis
PFADX | Category Low | Category High | Category Mod | |
---|---|---|---|---|
Dividend Distribution Frequency | Annual | Annually | Monthly | Monthly |
Net Income Ratio Analysis
PFADX | Category Low | Category High | PFADX % Rank | |
---|---|---|---|---|
Net Income Ratio | 0.10% | -5.20% | 6.33% | 91.50% |
Capital Gain Distribution Analysis
PFADX | Category Low | Category High | Capital Mode | |
---|---|---|---|---|
Capital Gain Distribution Frequency | Annually | Annually | Annually | Annually |
Distributions History
Date | Amount | Type |
---|---|---|
Dec 29, 2023 | $0.098 | OrdinaryDividend |
Dec 30, 2022 | $0.488 | OrdinaryDividend |
Dec 30, 2020 | $0.009 | OrdinaryDividend |
Dec 27, 2019 | $0.149 | OrdinaryDividend |
Dec 27, 2018 | $0.081 | OrdinaryDividend |
Dec 27, 2017 | $0.051 | OrdinaryDividend |
PFADX - Fund Manager Analysis
Managers
Jennifer Enstad
Start Date
Tenure
Tenure Rank
Dec 11, 2017
4.47
4.5%
Ms. Enstad began her career with Pacific Financial Group in 1991 and has served in a number of capacities, including performing operational duties (1991-1995), as the Head Trader (1995-2002), as the Director of Operations (1998-2002), as an Analyst (2002-2004), as an Assistant Portfolio Manager (2004-2006), as a Portfolio Manager (2006-2017), as Senior Portfolio Manager (2017-2018) and as Chief Investment Officer (2018-present). Ms. Enstad served as Chief Investment Officer for the Adviser since 2018. Ms. Enstad has a B.A. in Business from the University of Washington and a Chartered Financial Analyst.
Tenure Analysis
Category Low | Category High | Category Average | Category Mode |
---|---|---|---|
0.03 | 30.27 | 6.52 | 9.25 |