TRRFX: T. Rowe Price Retirement 2005 Fund - MutualFunds.com
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T. Rowe Price Retirement 2005

TRRFX - Snapshot

Vitals

  • YTD Return 4.1%
  • 3 Yr Annualized Return 8.2%
  • 5 Yr Annualized Return 7.8%
  • Net Assets $1.31 B
  • Holdings in Top 10 77.9%

52 WEEK LOW AND HIGH

$14.59
$12.64
$15.19

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.07%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 27.10%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $2,500
  • IRA $1,000

Fund Classification


Compare TRRFX to Popular Target-Date 2000-2010 Funds

Overview

Income Profile

Income Risk

Returns Profile

Allocations

Expenses

About

$16.72

0.00%

$5.58 B

1.17%

$0.20

2.58%

0.52%

$12.23

+0.16%

$4.18 B

2.31%

$0.28

4.09%

0.35%

$19.20

+0.16%

$3.78 B

1.62%

$0.31

4.63%

0.07%

$14.61

+0.14%

$1.31 B

1.64%

$0.24

4.13%

0.07%

$14.69

+0.07%

$1.28 B

2.06%

$0.30

3.16%

0.71%

TRRFX - Profile

Distributions

  • YTD Total Return 4.1%
  • 3 Yr Annualized Total Return 8.2%
  • 5 Yr Annualized Total Return 7.8%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.08%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name
    T. Rowe Price Retirement 2005 Fund
  • Fund Family Name
    T. Rowe Price
  • Inception Date
    Feb 27, 2004
  • Shares Outstanding
    N/A
  • Share Class
    No Load
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    Wyatt Lee

Fund Description

The fund pursues its objective by investing in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. It is managed based on the specific retirement year (target date 2005) included in its name and assumes a retirement age of 65.


TRRFX - Performance

Return Ranking - Trailing

Period TRRFX Return Category Return Low Category Return High Rank in Category (%)
YTD 4.1% 0.9% 4.7% 10.83%
1 Yr 26.5% 12.3% 29.1% 9.17%
3 Yr 8.2%* 5.4% 8.9% 11.76%
5 Yr 7.8%* 3.9% 8.5% 18.68%
10 Yr 6.4%* 2.9% 6.9% 25.32%

* Annualized

Return Ranking - Calendar

Period TRRFX Return Category Return Low Category Return High Rank in Category (%)
2020 2.4% 1.5% 9.4% 88.98%
2019 11.0% -1.8% 13.0% 20.87%
2018 -9.6% -12.5% -4.2% 51.72%
2017 6.1% -11.0% 8.8% 47.44%
2016 3.5% -0.1% 5.5% 38.67%

Total Return Ranking - Trailing

Period TRRFX Return Category Return Low Category Return High Rank in Category (%)
YTD 4.1% 0.9% 4.7% 10.83%
1 Yr 26.5% 8.2% 29.1% 9.17%
3 Yr 8.2%* 4.0% 8.9% 11.76%
5 Yr 7.8%* 3.4% 8.5% 18.68%
10 Yr 6.4%* 2.9% 6.9% 24.05%

* Annualized

Total Return Ranking - Calendar

Period TRRFX Return Category Return Low Category Return High Rank in Category (%)
2020 2.4% 1.5% 9.4% 88.98%
2019 11.0% -1.8% 13.0% 20.87%
2018 -9.6% -12.4% -2.5% 78.16%
2017 6.1% -11.0% 12.5% 79.49%
2016 3.5% -0.1% 8.0% 68.00%

NAV & Total Return History


TRRFX - Holdings

Concentration Analysis

TRRFX Category Low Category High TRRFX % Rank
Net Assets 1.31 B 126 K 5.58 B 16.67%
Number of Holdings 24 7 44 47.50%
Net Assets in Top 10 1.04 B 95.2 K 4.53 B 16.67%
Weighting of Top 10 77.90% 72.8% 100.0% 77.50%

Top 10 Holdings

  1. T. Rowe Price New Income Z 18.61%
  2. T. Rowe Price Ltd Dur Infl Focus Bd Z 16.97%
  3. T. Rowe Price Equity Index 500 Z 12.19%
  4. T. Rowe Price Intl Bd (USD Hdgd) Z 6.31%
  5. T. Rowe Price Emerging Markets Bond Z 4.81%
  6. T. Rowe Price High Yield Z 4.49%
  7. T. Rowe Price Dynamic Global Bond Z 3.98%
  8. T. Rowe Price Value Z 3.68%
  9. T. Rowe Price Growth Stock Z 3.58%
  10. T. Rowe Price International Value Eq Z 3.29%

Asset Allocation

Weighting Return Low Return High TRRFX % Rank
Bonds
53.56% 46.87% 71.29% 64.17%
Stocks
39.02% 23.37% 43.71% 10.83%
Cash
6.88% 1.30% 23.61% 64.17%
Convertible Bonds
0.39% 0.00% 1.17% 77.50%
Preferred Stocks
0.15% 0.00% 0.43% 27.50%
Other
0.01% -1.01% 0.26% 42.50%

Stock Sector Breakdown

Weighting Return Low Return High TRRFX % Rank
Technology
20.15% 14.77% 21.36% 22.50%
Healthcare
14.34% 9.52% 15.51% 22.50%
Financial Services
14.04% 12.35% 18.17% 57.50%
Consumer Cyclical
11.89% 5.64% 13.22% 62.50%
Industrials
10.09% 9.08% 12.90% 65.83%
Communication Services
8.80% 7.33% 9.91% 65.00%
Consumer Defense
6.67% 5.15% 10.81% 37.50%
Basic Materials
4.77% 3.00% 6.43% 53.33%
Real Estate
3.46% 1.82% 11.91% 33.33%
Utilities
3.13% 1.91% 7.38% 30.83%
Energy
2.68% 1.95% 8.65% 74.17%

Stock Geographic Breakdown

Weighting Return Low Return High TRRFX % Rank
US
25.58% 8.87% 28.81% 22.50%
Non US
13.44% 7.31% 18.59% 50.83%

Bond Sector Breakdown

Weighting Return Low Return High TRRFX % Rank
Government
44.55% 18.23% 93.25% 50.00%
Corporate
26.91% 0.06% 60.67% 23.33%
Securitized
16.71% 0.00% 29.01% 31.67%
Cash & Equivalents
11.24% 2.12% 30.74% 69.17%
Municipal
0.55% 0.00% 1.52% 9.17%
Derivative
0.03% 0.00% 3.38% 66.67%

Bond Geographic Breakdown

Weighting Return Low Return High TRRFX % Rank
US
37.73% 34.33% 70.42% 95.00%
Non US
15.83% 0.87% 16.85% 5.83%

TRRFX - Expenses

Operational Fees

TRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.07% 0.01% 1.75% 95.69%
Management Fee 0.52% 0.00% 0.57% 90.83%
12b-1 Fee N/A 0.00% 1.00% 2.28%
Administrative Fee 0.15% 0.01% 0.28% 42.86%

Sales Fees

TRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 1.00% N/A

Trading Fees

TRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

TRRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 27.10% 5.00% 96.00% 29.41%

TRRFX - Distributions

Dividend Yield Analysis

TRRFX Category Low Category High TRRFX % Rank
Dividend Yield 0.00% 0.00% 0.00% 5.00%

Dividend Distribution Analysis

TRRFX Category Low Category High Category Mod
Dividend Distribution Frequency Annually Annually Quarterly Annually

Net Income Ratio Analysis

TRRFX Category Low Category High TRRFX % Rank
Net Income Ratio 2.08% 0.81% 3.05% 38.14%

Capital Gain Distribution Analysis

TRRFX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

Dividend Payout History

View More +

TRRFX - Fund Manager Analysis

Managers

Wyatt Lee


Start Date

Tenure

Tenure Rank

Aug 01, 2015

5.67

5.7%

Wyatt Lee, CFA is a Vice President and Portfolio Manager at T. Rowe Price. Mr. Lee became chairman of the committee in 2011. He joined the Firm in 1999 and his investment experience dates from 1997.

Kimberly DeDominicis


Start Date

Tenure

Tenure Rank

Oct 01, 2019

1.5

1.5%

Ms. DeDominicis originally joined T. Rowe Price in 1998 and returned to the Firm in 2003. Her investment experience dates from 1999. Ms. DeDominicis has served as an associate portfolio manager for the target date strategies during the past five years.

Andrew van Merlen


Start Date

Tenure

Tenure Rank

Jan 01, 2020

1.25

1.3%

Tenure Analysis

Category Low Category High Category Average Category Mode
0.24 15.01 5.31 1.25