TAXATION
Mutual Fund Distributions: How Capital Gain Distributions Are Taxed
For mutual fund investors, taxes are inevitable. Even if you’re a long-term buy...
Vanguard LifeStrategy Cnsrv Gr Inv
- VSCGX
- Price as of: Oct 26, 2020
-
$21.97
N/A N/A
- Primary Theme
- U.S. Conservative/Balanced Allocation
- Fund Company
- Vanguard
- Share Class
VSCGX - Snapshot
Vitals
- YTD Return 3.9%
- 3 Yr Annualized Return 6.4%
- 5 Yr Annualized Return 7.0%
- Net Assets $10.9 B
- Holdings in Top 10 100.0%
52 WEEK LOW AND HIGH
$21.97
$18.12
$22.25
Expenses
OPERATING RELATED FEES
- Expense Ratio N/A
SALES FEES
- Front Load N/A
- Deferred Load N/A
BROKERAGE FEES
- Turnover 9.00%
TRADING FEES
- Max Redemption Fee N/A
Min Investment
- Standard (Taxable) $3,000
- IRA N/A
Fund Classification
-
Primary Theme
U.S. Conservative/Balanced Allocation
- Fund Type Open End Mutual Fund
- Investment Style Allocation--30% to 50% Equity
VSCGX - Profile
Distributions
- YTD Total Return 3.9%
- 3 Yr Annualized Total Return 6.4%
- 5 Yr Annualized Total Return 7.0%
- Capital Gain Distribution Frequency Annually
- Net Income Ratio 2.61%
- Dividend Yield 0.0%
- Dividend Distribution Frequency Quarterly
Fund Details
-
Legal NameVanguard LifeStrategy Conservative Growth Fund
-
Fund Family NameVanguard
-
Inception DateSep 30, 1994
-
Shares OutstandingN/A
-
Share ClassInv
-
CurrencyUSD
-
Domiciled CountryUnited States
-
ManagerManagement Team
Fund Description
The fund invests in other Vanguard mutual funds according to a fixed formula that reflects an allocation of approximately 60% of the fund's assets to bonds and 40% to common stocks. Its indirect bond holdings are a diversified mix of short-, intermediate-, and long-term U.S. government, U.S. agency, and investment-grade U.S. corporate bonds; mortgage-backed and asset-backed securities; and government, agency, corporate, and securitized investment-grade foreign bonds issued in currencies other than the U.S. dollar (but hedged by Vanguard to minimize foreign currency exposure).
VSCGX - Performance
Return Ranking - Trailing
| Period | VSCGX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 3.9% | -16.6% | 27.8% | 26.85% |
| 1 Yr | 8.1% | -13.0% | 38.9% | 21.07% |
| 3 Yr | 6.4%* | -4.4% | 19.1% | 11.39% |
| 5 Yr | 7.0%* | -2.9% | 17.5% | 20.41% |
| 10 Yr | 6.4%* | 2.7% | 9.1% | 26.42% |
* Annualized
Return Ranking - Calendar
| Period | VSCGX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2019 | 12.6% | -9.5% | 22.1% | 22.89% |
| 2018 | -6.5% | -21.7% | -3.5% | 12.01% |
| 2017 | 8.2% | -7.3% | 13.7% | 19.34% |
| 2016 | 3.4% | -9.0% | 12.8% | 46.40% |
| 2015 | -3.3% | -28.9% | 0.3% | 9.71% |
Total Return Ranking - Trailing
| Period | VSCGX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 3.9% | -16.6% | 27.8% | 26.85% |
| 1 Yr | 8.1% | -13.7% | 38.9% | 17.43% |
| 3 Yr | 6.4%* | -4.4% | 19.1% | 10.41% |
| 5 Yr | 7.0%* | -2.9% | 17.5% | 18.14% |
| 10 Yr | 6.4%* | 2.7% | 9.1% | 25.28% |
* Annualized
Total Return Ranking - Calendar
| Period | VSCGX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2019 | 12.6% | -9.5% | 22.1% | 23.69% |
| 2018 | -6.5% | -21.7% | -2.0% | 54.04% |
| 2017 | 8.2% | -5.9% | 16.6% | 67.03% |
| 2016 | 3.4% | -5.0% | 19.1% | 81.21% |
| 2015 | -3.3% | -15.0% | 2.3% | 53.81% |
NAV & Total Return History
VSCGX - Holdings
Concentration Analysis
| VSCGX | Category Low | Category High | VSCGX % Rank | |
|---|---|---|---|---|
| Net Assets | 10.9 B | 2.25 M | 63.7 B | 4.80% |
| Number of Holdings | 5 | 3 | 19902 | 99.44% |
| Net Assets in Top 10 | 10.9 B | 2.29 M | 11 B | 1.32% |
| Weighting of Top 10 | 100.00% | 8.3% | 100.0% | 1.02% |
Top 10 Holdings
- Vanguard Total Bond Market II Idx Inv 41.74%
- Vanguard Total Stock Mkt Idx Inv 23.23%
- Vanguard Total Intl Bd Idx Investor 17.77%
- Vanguard Total Intl Stock Index Inv 15.87%
- Cmt Market Liquidity Rate 1.39%
Asset Allocation
| Weighting | Return Low | Return High | VSCGX % Rank | |
|---|---|---|---|---|
| Bonds | 58.56% | 0.00% | 192.49% | 27.26% |
| Stocks | 39.11% | 0.00% | 98.16% | 50.75% |
| Cash | 1.83% | -135.61% | 38.75% | 72.74% |
| Convertible Bonds | 0.47% | 0.00% | 50.49% | 69.92% |
| Other | 0.01% | -3.76% | 37.19% | 60.53% |
| Preferred Stocks | 0.00% | 0.00% | 39.07% | 85.53% |
Stock Sector Breakdown
| Weighting | Return Low | Return High | VSCGX % Rank | |
|---|---|---|---|---|
| Technology | 19.12% | 0.00% | 40.26% | 41.92% |
| Financial Services | 14.08% | 0.54% | 31.60% | 34.59% |
| Healthcare | 12.95% | 0.00% | 22.82% | 66.35% |
| Consumer Cyclical | 12.15% | 0.00% | 22.43% | 24.81% |
| Industrials | 10.60% | 0.00% | 20.62% | 37.97% |
| Communication Services | 9.23% | 0.00% | 18.06% | 34.59% |
| Consumer Defense | 7.78% | 0.00% | 21.15% | 46.43% |
| Basic Materials | 4.67% | 0.00% | 20.47% | 21.43% |
| Real Estate | 3.61% | 0.00% | 94.42% | 60.15% |
| Utilities | 3.02% | 0.00% | 35.78% | 59.77% |
| Energy | 2.80% | 0.00% | 22.32% | 59.21% |
Stock Geographic Breakdown
| Weighting | Return Low | Return High | VSCGX % Rank | |
|---|---|---|---|---|
| US | 23.13% | 0.00% | 85.51% | 73.68% |
| Non US | 15.98% | 0.00% | 29.43% | 15.04% |
Bond Sector Breakdown
| Weighting | Return Low | Return High | VSCGX % Rank | |
|---|---|---|---|---|
| Government | 53.71% | 0.00% | 97.22% | 5.45% |
| Corporate | 24.55% | 0.00% | 100.00% | 75.00% |
| Securitized | 18.10% | 0.00% | 48.42% | 57.52% |
| Cash & Equivalents | 3.12% | 0.00% | 100.00% | 85.53% |
| Municipal | 0.53% | 0.00% | 100.00% | 38.35% |
| Derivative | 0.00% | 0.00% | 32.70% | 65.41% |
Bond Geographic Breakdown
| Weighting | Return Low | Return High | VSCGX % Rank | |
|---|---|---|---|---|
| US | 38.57% | 0.00% | 76.30% | 68.80% |
| Non US | 19.99% | -10.28% | 120.76% | 9.02% |
VSCGX - Expenses
Operational Fees
| VSCGX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Expense Ratio | N/A | 0.02% | 6.89% | 99.17% |
| Management Fee | 0.00% | 0.00% | 1.39% | 4.97% |
| 12b-1 Fee | N/A | 0.00% | 1.00% | N/A |
| Administrative Fee | N/A | 0.01% | 0.70% | N/A |
Sales Fees
| VSCGX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Front Load | N/A | 1.00% | 5.75% | N/A |
| Deferred Load | N/A | 1.00% | 5.50% | N/A |
Trading Fees
| VSCGX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Max Redemption Fee | N/A | 1.00% | 2.00% | N/A |
Related Fees
Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.
| VSCGX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Turnover | 9.00% | 0.00% | 369.00% | 8.62% |
VSCGX - Distributions
Dividend Yield Analysis
| VSCGX | Category Low | Category High | VSCGX % Rank | |
|---|---|---|---|---|
| Dividend Yield | 0.00% | 0.00% | 4.65% | 32.78% |
Dividend Distribution Analysis
| VSCGX | Category Low | Category High | Category Mod | |
|---|---|---|---|---|
| Dividend Distribution Frequency | Quarterly | Annually | Monthly | Monthly |
Net Income Ratio Analysis
| VSCGX | Category Low | Category High | VSCGX % Rank | |
|---|---|---|---|---|
| Net Income Ratio | 2.61% | -2.60% | 6.30% | 37.64% |
Capital Gain Distribution Analysis
| VSCGX | Category Low | Category High | Capital Mode | |
|---|---|---|---|---|
| Capital Gain Distribution Frequency | Annually | Annually | Annually | Annually |
Dividend Payout History
| Date | Amount |
|---|---|
| Mar 28, 2019 | $0.091 |
| Sep 24, 2018 | $0.104 |
| Jun 18, 2018 | $0.121 |
| Mar 16, 2018 | $0.070 |
| Sep 22, 2017 | $0.093 |
| Jun 28, 2017 | $0.109 |
| Mar 29, 2017 | $0.076 |
| Sep 20, 2016 | $0.089 |
| Jun 21, 2016 | $0.107 |
| Mar 21, 2016 | $0.073 |
| Sep 25, 2015 | $0.090 |
| Jun 26, 2015 | $0.101 |
| Mar 27, 2015 | $0.081 |
| Sep 24, 2014 | $0.092 |
| Jun 24, 2014 | $0.100 |
| Mar 31, 2014 | $0.093 |
| Sep 27, 2013 | $0.081 |
| Jun 28, 2013 | $0.094 |
| Mar 28, 2013 | $0.072 |
| Sep 28, 2012 | $0.113 |
| Jun 29, 2012 | $0.082 |
| Mar 30, 2012 | $0.079 |
| Dec 30, 2011 | $0.146 |
| Sep 30, 2011 | $0.073 |
| Jun 30, 2011 | $0.095 |
| Mar 31, 2011 | $0.071 |
| Dec 31, 2010 | $0.139 |
| Sep 28, 2010 | $0.110 |
| Jun 29, 2010 | $0.081 |
| Mar 30, 2010 | $0.073 |
| Dec 31, 2009 | $0.144 |
| Sep 29, 2009 | $0.080 |
| Jun 26, 2009 | $0.109 |
| Mar 27, 2009 | $0.084 |
| Dec 31, 2008 | $0.180 |
| Sep 26, 2008 | $0.109 |
| Jun 27, 2008 | $0.153 |
| Mar 28, 2008 | $0.110 |
| Dec 28, 2007 | $0.220 |
| Sep 24, 2007 | $0.120 |
| Jun 25, 2007 | $0.160 |
| Mar 26, 2007 | $0.090 |
| Dec 29, 2006 | $0.200 |
| Sep 25, 2006 | $0.090 |
| Jun 26, 2006 | $0.140 |
| Mar 27, 2006 | $0.090 |
| Dec 30, 2005 | $0.170 |
| Sep 26, 2005 | $0.090 |
| Jun 27, 2005 | $0.110 |
| Mar 28, 2005 | $0.070 |
| Dec 30, 2004 | $0.170 |
| Sep 27, 2004 | $0.070 |
| Jun 28, 2004 | $0.120 |
| Mar 29, 2004 | $0.070 |
| Dec 22, 2003 | $0.130 |
| Sep 29, 2003 | $0.080 |
| Jun 23, 2003 | $0.100 |
| Mar 31, 2003 | $0.070 |
| Dec 23, 2002 | $0.150 |
| Sep 30, 2002 | $0.110 |
| Jun 24, 2002 | $0.130 |
| Mar 25, 2002 | $0.100 |
| Dec 31, 2001 | $0.180 |
| Sep 24, 2001 | $0.120 |
| Jun 25, 2001 | $0.150 |
| Mar 26, 2001 | $0.130 |
| Jan 02, 2001 | $0.250 |
| Sep 25, 2000 | $0.140 |
| Jun 26, 2000 | $0.200 |
| Mar 27, 2000 | $0.110 |
| Jan 03, 2000 | $0.240 |
| Sep 27, 1999 | $0.110 |
| Jun 28, 1999 | $0.180 |
| Mar 30, 1999 | $0.100 |
| Jan 04, 1999 | $0.230 |
| Sep 29, 1998 | $0.110 |
| Jun 30, 1998 | $0.140 |
| Mar 31, 1998 | $0.110 |
| Jan 02, 1998 | $0.210 |
| Sep 29, 1997 | $0.110 |
| Jun 30, 1997 | $0.140 |
| Mar 31, 1997 | $0.100 |
| Jan 02, 1997 | $0.200 |
| Sep 30, 1996 | $0.110 |
| Jun 28, 1996 | $0.130 |
| Mar 29, 1996 | $0.090 |
| Jan 02, 1996 | $0.250 |
| Sep 29, 1995 | $0.060 |
| Jun 26, 1995 | $0.140 |
| Mar 27, 1995 | $0.060 |
