VTINX: Vanguard Target Retirement Income - MutualFunds.com

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Vanguard Target Retirement Income Inv

VTINX - Snapshot

Vitals

  • YTD Return 4.2%
  • 3 Yr Annualized Return 5.8%
  • 5 Yr Annualized Return 6.0%
  • Net Assets $17.6 B
  • Holdings in Top 10 100.0%

52 WEEK LOW AND HIGH

$14.64
$12.55
$14.82

Expenses

OPERATING RELATED FEES

  • Expense Ratio N/A

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 10.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $1,000
  • IRA N/A

Fund Classification

  • Primary Theme
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date Retirement

Compare VTINX to Popular Target Date Funds

Overview

Income Profile

Income Risk

Returns Profile

Allocations

Expenses

About

$14.64

0.00%

$17.58 B

2.40%

$0.35

4.20%

$13.64

+0.15%

$8.11 B

2.14%

$0.29

4.52%

0.17%

$23.60

0.00%

$7.04 B

2.43%

$0.57

4.33%

$12.05

-0.08%

$3.27 B

1.92%

$0.23

2.82%

0.47%

$16.99

+0.06%

$2.53 B

3.26%

$0.55

2.29%

0.27%

VTINX - Profile

Distributions

  • YTD Total Return 4.2%
  • 3 Yr Annualized Total Return 5.8%
  • 5 Yr Annualized Total Return 6.0%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.54%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Quarterly

Fund Details

  • Legal Name
    Vanguard Target Retirement Income
  • Fund Family Name
    Vanguard
  • Inception Date
    Oct 27, 2003
  • Shares Outstanding
    N/A
  • Share Class
    Inv
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    William Coleman

Fund Description

The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors currently in retirement. Its indirect bond holdings are a diversified mix of short-, intermediate-, and long-term U.S. government, U.S. agency, and investment-grade U.S. corporate bonds; inflation-protected public obligations issued by the U.S. Treasury; mortgage-backed and asset-backed securities; and government, agency, corporate, and securitized investment-grade foreign bonds issued in currencies other than the U.S. dollar.


VTINX - Performance

Return Ranking - Trailing

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
YTD 4.2% -20.2% 6.3% 25.00%
1 Yr 7.4% -16.3% 9.6% 24.00%
3 Yr 5.8%* -0.5% 6.7% 17.13%
5 Yr 6.0%* 1.5% 7.8% 19.89%
10 Yr 5.6%* 2.2% 6.6% 11.11%

* Annualized

Return Ranking - Calendar

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
2019 10.2% -1.1% 13.9% 23.47%
2018 -5.9% -13.1% 0.1% 27.81%
2017 5.8% -12.3% 10.3% 33.14%
2016 2.9% -74.7% 5.6% 23.90%
2015 -3.6% -9.3% 1.1% 44.44%

Total Return Ranking - Trailing

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
YTD 4.2% -20.2% 6.3% 24.60%
1 Yr 7.4% -16.3% 9.6% 18.53%
3 Yr 5.8%* -0.8% 6.7% 12.06%
5 Yr 6.0%* 0.9% 7.8% 14.20%
10 Yr 5.6%* 2.2% 6.6% 9.68%

* Annualized

Total Return Ranking - Calendar

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
2019 10.2% -1.1% 13.9% 24.41%
2018 -5.9% -12.9% 0.7% 64.71%
2017 5.8% -12.3% 12.7% 55.23%
2016 2.9% -2.2% 8.9% 70.44%
2015 -3.6% -8.0% 1.1% 84.13%

NAV & Total Return History


VTINX - Holdings

Concentration Analysis

VTINX Category Low Category High VTINX % Rank
Net Assets 17.6 B 119 K 17.6 B 0.36%
Number of Holdings 6 1 1457 85.98%
Net Assets in Top 10 17.3 B 98.5 K 17.3 B 0.37%
Weighting of Top 10 100.00% 5.0% 100.0% 6.81%

Top 10 Holdings

  1. Vanguard Total Bond Market II Idx Inv 37.42%
  2. Vanguard Total Stock Mkt Idx Inv 17.61%
  3. Vanguard Shrt-Term Infl-Prot Sec Idx Inv 17.04%
  4. Vanguard Total Intl Bd Idx Investor 15.78%
  5. Vanguard Total Intl Stock Index Inv 12.15%

Asset Allocation

Weighting Return Low Return High VTINX % Rank
Bonds
69.77% 0.00% 199.79% 32.47%
Stocks
29.69% 0.00% 48.52% 29.15%
Convertible Bonds
0.43% 0.00% 6.42% 61.25%
Cash
0.09% -128.23% 94.96% 91.88%
Other
0.01% -0.07% 66.26% 53.87%
Preferred Stocks
0.00% 0.00% 32.99% 80.81%

Stock Sector Breakdown

Weighting Return Low Return High VTINX % Rank
Technology
18.72% 1.82% 26.47% 39.32%
Financial Services
14.45% 7.68% 19.45% 42.23%
Healthcare
12.69% 2.29% 15.55% 56.80%
Consumer Cyclical
12.13% 2.03% 13.01% 24.27%
Industrials
10.49% 3.18% 15.36% 46.60%
Communication Services
9.42% 2.81% 10.62% 31.07%
Consumer Defense
7.74% 5.53% 22.06% 48.06%
Basic Materials
4.67% 1.35% 7.00% 35.44%
Real Estate
3.59% 1.81% 31.58% 61.65%
Energy
3.14% 1.65% 19.85% 36.41%
Utilities
2.95% 0.00% 8.69% 56.80%

Stock Geographic Breakdown

Weighting Return Low Return High VTINX % Rank
US
17.49% 0.00% 33.53% 40.22%
Non US
12.20% 0.00% 21.49% 32.84%

Bond Sector Breakdown

Weighting Return Low Return High VTINX % Rank
Government
65.95% 0.00% 99.92% 4.80%
Corporate
19.29% 0.00% 99.82% 71.22%
Securitized
14.15% 0.00% 88.41% 54.61%
Municipal
0.41% 0.00% 100.00% 38.75%
Cash & Equivalents
0.21% 0.00% 100.00% 95.57%
Derivative
0.00% 0.00% 12.88% 83.03%

Bond Geographic Breakdown

Weighting Return Low Return High VTINX % Rank
US
51.64% 0.00% 199.79% 60.52%
Non US
18.13% -6.59% 45.47% 5.17%

VTINX - Expenses

Operational Fees

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio N/A 0.02% 22.41% 96.68%
Management Fee 0.00% 0.00% 1.08% 12.60%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.30% N/A

Sales Fees

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 2.75% 5.75% N/A
Deferred Load N/A 1.00% 5.00% N/A

Trading Fees

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 10.00% 0.00% 277.00% 18.67%

VTINX - Distributions

Dividend Yield Analysis

VTINX Category Low Category High VTINX % Rank
Dividend Yield 0.00% 0.00% 2.75% 67.88%

Dividend Distribution Analysis

VTINX Category Low Category High Category Mod
Dividend Distribution Frequency Quarterly Annually Monthly Monthly

Net Income Ratio Analysis

VTINX Category Low Category High VTINX % Rank
Net Income Ratio 2.54% 0.15% 6.21% 37.56%

Capital Gain Distribution Analysis

VTINX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Annually Annually

Dividend Payout History

View More +

VTINX - Fund Manager Analysis

Managers

William Coleman


Start Date

Tenure

Tenure Rank

Feb 22, 2013

7.61

7.6%

William Coleman, Portfolio Manager. He has worked in investment management since joining Vanguard in 2006. Education: B.S., King’s College; M.S., Saint Joseph’s University.

Walter Nejman


Start Date

Tenure

Tenure Rank

Feb 22, 2013

7.61

7.6%

Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005; has worked in investment management since 2008; and has co-managed the Communication Services Index, Health Care Index, Industrials Index, and Information Technology Index Funds since 2015. Education: B.A., Arcadia University; M.B.A., Villanova University.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.04 15.92 4.89 11.09