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Name

As of 11/01/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

Vanguard Target Retirement 2045 Fund

VTIVX | Fund

$30.20

$79.9 B

1.99%

$0.61

0.08%

Vitals

YTD Return

13.3%

1 yr return

23.9%

3 Yr Avg Return

3.7%

5 Yr Avg Return

9.6%

Net Assets

$79.9 B

Holdings in Top 10

99.7%

52 WEEK LOW AND HIGH

$30.1
N/A
N/A

Expenses

OPERATING FEES

Expense Ratio 0.08%

SALES FEES

Front Load N/A

Deferred Load N/A

TRADING FEES

Turnover 6.00%

Redemption Fee N/A

Min Investment

Standard (Taxable)

$1,000

IRA

N/A

Fund Classification

Fund Type

Open End Mutual Fund

Name

As of 11/01/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

Vanguard Target Retirement 2045 Fund

VTIVX | Fund

$30.20

$79.9 B

1.99%

$0.61

0.08%

VTIVX - Profile

Distributions

  • YTD Total Return 13.3%
  • 3 Yr Annualized Total Return 3.7%
  • 5 Yr Annualized Total Return 9.6%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.78%
DIVIDENDS
  • Dividend Yield 2.0%
  • Dividend Distribution Frequency Annual

Fund Details

  • Legal Name
    Vanguard Target Retirement 2045 Fund
  • Fund Family Name
    Vanguard
  • Inception Date
    Oct 27, 2003
  • Shares Outstanding
    N/A
  • Share Class
    Investor
  • Currency
    USD
  • Domiciled Country
    US
  • Manager
    William Coleman

Fund Description

The Fund invests in a mix of Vanguard mutual funds (underlying funds) according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2045 (the target year). The Fund is designed for an investor who plans to withdraw the value of an account in the Fund over a period of many years after the target year. The Fund’s asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase. Within seven years after 2045, the Fund’s asset allocation should become similar to that of Vanguard Target Retirement Income Fund. As of September 30, 2023, the Fund’s allocation among the underlying asset classes was as follows:• U.S. stocks51.9%• Foreign stocks33.5%• U.S. fixed income securities10.4%• Foreign fixed income securities4.2%At any given time, the Fund’s asset allocation may be affected by a variety of factors, such as whether the underlying funds are accepting additional investments.The Fund’s indirect stock holdings are a diversified mix of U.S. and foreign large-, mid-, and small-capitalization stocks.The Fund’s indirect fixed income holdings are a diversified mix of short-, intermediate-, and long-term U.S. government, U.S. agency, and investment-grade U.S. corporate bonds; mortgage-backed and asset-backed securities; and government, agency, corporate, and securitized investment-grade foreign bonds issued in currencies other than the U.S. dollar (but hedged by Vanguard to minimize foreign currency exposure).
Read More

VTIVX - Performance

Return Ranking - Trailing

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
YTD 13.3% 8.9% 22.2% 72.08%
1 Yr 23.9% 21.3% 35.8% 35.03%
3 Yr 3.7%* -1.7% 6.7% 21.94%
5 Yr 9.6%* 5.6% 11.7% 45.14%
10 Yr 8.6%* 5.6% 9.9% 29.70%

* Annualized

Return Ranking - Calendar

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
2023 16.8% 4.8% 21.3% 45.41%
2022 -19.6% -65.7% -14.5% 17.86%
2021 0.7% -4.7% 18.7% 86.10%
2020 14.1% 2.3% 15.5% 18.86%
2019 22.2% 8.2% 23.0% 10.76%

Total Return Ranking - Trailing

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
YTD 13.3% 8.9% 22.2% 72.08%
1 Yr 23.9% 21.3% 35.8% 35.03%
3 Yr 3.7%* -1.7% 6.7% 21.94%
5 Yr 9.6%* 5.6% 11.7% 45.14%
10 Yr 8.6%* 5.6% 9.9% 29.70%

* Annualized

Total Return Ranking - Calendar

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
2023 19.5% 11.2% 37.0% 52.55%
2022 -17.4% -28.2% 0.1% 46.43%
2021 16.2% 4.2% 22.9% 73.26%
2020 16.3% 7.8% 23.2% 53.71%
2019 24.9% 21.3% 37.2% 60.13%

NAV & Total Return History

VTIVX - Holdings

Concentration Analysis

VTIVX Category Low Category High VTIVX % Rank
Net Assets 79.9 B 6.93 M 79.9 B 0.51%
Number of Holdings 7 2 586 89.85%
Net Assets in Top 10 84.8 B 9.98 M 84.8 B 0.51%
Weighting of Top 10 99.75% 42.4% 144.1% 29.63%

Top 10 Holdings

  1. VANG-T ST M-INS+ 50.86%
  2. VANG-TO INT-INV 32.55%
  3. VANG-TB II-INV 10.59%
  4. VANG-TTL INT-INS 4.77%
  5. Vanguard Market Liquidity Fund 0.97%
  6. US 10YR NOTE (CBT)Sep24 0.00%
  7. SP500 EMINI FUT Sep24 0.00%

Asset Allocation

Weighting Return Low Return High VTIVX % Rank
Stocks 		98.78% 0.00% 100.07% 64.47%
Cash 		1.22% 0.00% 45.56% 25.89%
Convertible Bonds 		0.13% 0.00% 1.09% 34.01%
Other 		0.01% -0.02% 11.52% 27.92%
Preferred Stocks 		0.00% 0.00% 0.03% 97.97%
Bonds 		0.00% 0.00% 25.62% 97.97%

Stock Sector Breakdown

Weighting Return Low Return High VTIVX % Rank
Technology 		19.24% 14.05% 23.99% 46.19%
Financial Services 		15.59% 13.09% 18.83% 35.03%
Healthcare 		12.13% 10.69% 14.59% 65.48%
Consumer Cyclical 		10.94% 8.06% 13.31% 59.90%
Industrials 		10.75% 9.12% 12.31% 37.56%
Communication Services 		7.30% 5.69% 10.23% 49.24%
Consumer Defense 		7.22% 4.68% 11.06% 18.27%
Basic Materials 		5.22% 3.18% 6.86% 26.90%
Energy 		4.72% 2.33% 6.54% 30.96%
Real Estate 		3.90% 1.86% 10.17% 57.36%
Utilities 		2.99% 1.89% 8.09% 21.83%

Stock Geographic Breakdown

Weighting Return Low Return High VTIVX % Rank
US 		98.78% 0.00% 100.07% 64.47%
Non US 		0.00% 0.00% 38.46% 97.97%

VTIVX - Expenses

Operational Fees

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.08% 0.01% 19.43% 98.98%
Management Fee 0.00% 0.00% 0.89% 29.19%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.29% N/A

Sales Fees

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 6.00% 0.42% 115.00% 7.26%

VTIVX - Distributions

Dividend Yield Analysis

VTIVX Category Low Category High VTIVX % Rank
Dividend Yield 1.99% 0.00% 6.14% 29.95%

Dividend Distribution Analysis

VTIVX Category Low Category High Category Mod
Dividend Distribution Frequency Annual Annual Quarterly Annual

Net Income Ratio Analysis

VTIVX Category Low Category High VTIVX % Rank
Net Income Ratio 1.78% -0.42% 3.87% 17.49%

Capital Gain Distribution Analysis

VTIVX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Monthly Annually

Distributions History

View More +

VTIVX - Fund Manager Analysis

Managers

William Coleman

Start Date

Tenure

Tenure Rank

Feb 22, 2013

9.27

9.3%

William A. Coleman, CFA, Portfolio Manager at Vanguard. He has worked in investment management since joining Vanguard in 2006 and has co-managed the Conservative Allocation and Moderate Allocation Portfolios since 2013. Education: B.S., King’s College; M.S., Saint Joseph’s University.

Walter Nejman

Start Date

Tenure

Tenure Rank

Feb 22, 2013

9.27

9.3%

Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005; has worked in investment management since 2008; and has co-managed the Communication Services Index, Health Care Index, Industrials Index, and Information Technology Index Funds since 2015. Education: B.A., Arcadia University; M.B.A., Villanova University.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 17.59 5.7 2.41

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