VTIVX: Vanguard Target Retirement 2045 Inv

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VTIVX Vanguard Target Retirement 2045 Inv

  • Fund
  • VTIVX
  • Price as of: Dec 12, 2019
  • $24.78
    + $0.17 + 0.69%

Profile

VTIVX - Profile

Vitals

  • YTD Return 22.6%
  • 3 Yr Annualized Return 8.1%
  • 5 Yr Annualized Return 5.9%
  • Net Assets $28.1 B
  • Holdings in Top 10 100.0%

52 WEEK LOW AND HIGH

$24.78
$19.79
$24.78

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.00%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 4.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $1,000
  • IRA $1,000

Fund Classification


Distributions

  • YTD Total Return 22.6%
  • 3 Yr Annualized Total Return 8.1%
  • 5 Yr Annualized Total Return 5.9%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.35%
DIVIDENDS
  • Dividend Yield 2.0%
  • Dividend Distribution Frequency Annually

Fund Details

  • Legal Name
    Vanguard Target Retirement 2045 Fund
  • Fund Family Name
    Vanguard
  • Inception Date
    Oct 27, 2003
  • Shares Outstanding
    N/A
  • Share Class
    Inv
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    William A. Coleman

Fund Description

The Vanguard Target Retirement 2045 Fund Investor Shares (VTIVX) is a target-date fund of funds. Using a specified glide path, VTIVX invests in four other Vanguard index funds. The fund provides exposure to both domestic stocks of all market caps as well as international stocks. Additionally, both domestic and foreign investment-grade bonds are included in the fund’s holdings. As VTIVX approaches 2045, it will reduce its exposure to equities and increase its holdings in fixed-income securities.

Expenses for the fund are low. Given its all-encompassing approach to retirement investing, VTIVX is perfect as a core option for investors.


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Performance

VTIVX - Performance

Return Ranking - Trailing

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
YTD 22.6% 6.1% 26.6% 7.45%
1 Yr 15.2% 0.5% 16.7% 5.75%
3 Yr 8.1%* -4.8% 12.4% 11.44%
5 Yr 5.9%* -3.4% 8.6% 6.43%
10 Yr 7.4%* -5.7% 10.6% 11.07%

* Annualized

Return Ranking - Calendar

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
2018 -10.2% -17.8% -3.6% 65.54%
2017 19.1% -12.3% 20.9% 11.46%
2016 6.2% -4.2% 7.5% 5.19%
2015 -4.7% -13.0% -0.3% 49.69%
2014 5.0% -49.7% 34.8% 3.40%

Total Return Ranking - Trailing

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
YTD 22.6% 6.1% 26.6% 7.45%
1 Yr 15.2% 3.5% 22.1% 12.27%
3 Yr 8.1%* -4.8% 12.4% 18.22%
5 Yr 5.9%* -3.4% 9.4% 18.71%
10 Yr 7.4%* -3.8% 10.6% 20.16%

* Annualized

Total Return Ranking - Calendar

Period VTIVX Return Category Return Low Category Return High Rank in Category (%)
2018 -10.2% -17.6% -0.9% 78.69%
2017 19.1% -12.3% 24.1% 16.35%
2016 6.2% 0.2% 9.8% 30.09%
2015 -4.7% -9.4% 0.7% 78.57%
2014 5.0% -47.6% 39.2% 33.58%

NAV & Total Return History


Holdings

VTIVX - Holdings

Concentration Analysis

VTIVX Category Low Category High VTIVX % Rank
Net Assets 28.1 B 112 K 30.5 B 0.31%
Number of Holdings 5 2 47 96.75%
Net Assets in Top 10 27.5 B 88.3 K 29.8 B 0.31%
Weighting of Top 10 99.98% 59.3% 102.9% 11.75%

Top 10 Holdings

  1. Vanguard Total Stock Mkt Idx Inv 53.82%
  2. Vanguard Total Intl Stock Index Inv 36.09%
  3. Vanguard Total Bond Market II Idx Inv 7.05%
  4. Vanguard Total Intl Bd Idx Investor 3.01%

Asset Allocation

Weighting Return Low Return High VTIVX % Rank
Stocks
88.43% 12.03% 93.64% 6.34%
Bonds
9.85% -40.53% 79.64% 83.00%
Cash
1.64% -31.77% 112.41% 85.32%
Convertible Bonds
0.04% 0.00% 1.22% 76.97%
Other
0.03% -0.37% 14.60% 46.68%
Preferred Stocks
0.00% 0.00% 7.24% 95.36%

Stock Sector Breakdown

Weighting Return Low Return High VTIVX % Rank
Financial Services
15.45% 1.11% 17.42% 0.93%
Technology
12.97% 0.39% 19.21% 33.54%
Healthcare
10.32% 0.04% 13.01% 25.19%
Industrials
10.19% 0.15% 14.42% 10.97%
Consumer Cyclical
9.14% 0.38% 12.56% 27.82%
Communication Services
7.60% 0.21% 8.30% 3.25%
Consumer Defense
7.17% 0.16% 9.84% 9.89%
Energy
4.54% 0.32% 6.98% 22.72%
Basic Materials
3.98% 0.32% 4.91% 4.17%
Real Estate
3.88% 0.40% 10.39% 21.48%
Utilities
3.04% 0.12% 7.71% 18.39%

Stock Geographic Breakdown

Weighting Return Low Return High VTIVX % Rank
US
53.29% 6.94% 63.88% 28.13%
Non US
35.14% 4.72% 39.15% 1.08%

Bond Sector Breakdown

Weighting Return Low Return High VTIVX % Rank
Government
5.69% -0.35% 74.89% 79.91%
Corporate
2.33% 0.00% 38.50% 76.66%
Securitized
1.83% 0.00% 27.36% 89.49%
Cash & Equivalents
1.64% -47.12% 112.41% 78.36%
Municipal
0.04% 0.00% 6.91% 57.65%
Derivative
0.00% -82.56% 29.60% 59.04%

Bond Geographic Breakdown

Weighting Return Low Return High VTIVX % Rank
US
6.46% -52.61% 74.89% 94.90%
Non US
3.39% -5.32% 26.66% 59.97%

Expenses

VTIVX - Expenses

Operational Fees

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.00% 0.00% 108.50% 99.84%
Management Fee 0.00% 0.00% 0.77% 55.49%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.00% 0.40% N/A

Sales Fees

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VTIVX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 4.00% 0.00% 172.00% 31.55%

Distributions

VTIVX - Distributions

Dividend Yield Analysis

VTIVX Category Low Category High VTIVX % Rank
Dividend Yield 1.95% 0.00% 2.60% 4.48%

Dividend Distribution Analysis

VTIVX Category Low Category High Category Mod
Dividend Distribution Frequency Annually Annually Monthly Annually

Net Income Ratio Analysis

VTIVX Category Low Category High VTIVX % Rank
Net Income Ratio 2.35% -0.45% 4.93% 22.52%

Capital Gain Distribution Analysis

VTIVX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

Dividend Payout History

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Fund Manager Analysis

VTIVX - Fund Manager Analysis

Managers

William A. Coleman


Start Date

Tenure

Tenure Rank

Feb 22, 2013

6.77

6.8%

William Coleman, Portfolio Manager. He has worked in investment management since joining Vanguard in 2006. Education: B.S., King’s College; M.S., Saint Joseph’s University.

Walter Nejman


Start Date

Tenure

Tenure Rank

Feb 22, 2013

6.77

6.8%

Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005; has worked in investment management since 2008; and has co-managed the Communication Services Index, Health Care Index, Industrials Index, and Information Technology Index Funds since 2015. Education: B.A., Arcadia University; M.B.A., Villanova University.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.15 17.18 6.38 7.92